FHA VS Conventional loan in Bolingbrook, Will County, Illinois

For 2025, the Conventional loan cap in Bolingbrook, which is in the county of Will, IL, is $726,200, whereas for a single-family dwelling, the FHA limit stands at $472,030.

Try Lendersa's® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. It helps determine the needed income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best option for your financial needs in IL.

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2025 Loan Limits and Down Payment in Bolingbrook, Will, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table relates to zip codes: 60490, 60440

Conventional and FHA Loan Options in Bolingbrook, IL

Lendersa® aims to provide you with the swift and hassle-free acquisition of the best Conventional, USDA, or FHA loans. Choose from three entry points, each leading to matched lenders and available loan programs.

Lendersa's USDA loan request results


  • Peoples Home Equity, Inc.
  • 1801 S Meyers Rd, Suite 500, Oakbrook Terrace, IL, 60181
  • The Peoples Home Equity Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Illinois. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Constructive Capital
  • 1801 S. Meyers, Suite 400, Oakbrook Terrace, IL, 60181
  • At Constructive, our mission is to help the residential real estate investor by providing an easy process, competitive pricing, and expansive programs to meet all of their financing needs. Whether it’s fix to flip or buy to hold, we are committed to providing the right solutions for our clients.
  • Private Lending Group
  • 18W140 Butterfield Rd., Villa Park, IL, 60181
  • We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days. All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
  • FNBC Bank & Trust
  • 620 West Burlington Street, La Grange, IL, 60525
  • FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
  • Countryside Bank
  • 6734 Joliet Road, Countryside, IL, 60525
  • Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
  • First Secure Bank and Trust Co.
  • 10360 South Roberts Road, Palos Hills, IL, 60465
  • First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
  • Lending Leaf Co
  • 9908 West 55th Street, Countryside, IL, 60525
  • Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
  • Mortgage Loan Direct Inc
  • 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Avalon Mortgage Services Inc
  • 9439 West 144th Place, Orland Park, IL, 60462
  • Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.
  • Rental Property Lending Group of America, Inc
  • 12533 Surrey Ct, Mokena, IL, 60448
  • Our main goal is to help real estate investors grow their rental portfolios sooner rather than later. We offer a one stop shop program to acquire and rehab property with a line of credit that can be termed out with NO value seasoning up to 75% of fair market value. This strategy will allow you to recycle the same money over and over again.
  • MBLO Funding Inc
  • 11104 Front Street, Unit 2D, Mokena, IL, 60448
  • Joseph Siwinski started MBLO Funding with the goal of making the mortgage process both simple and transparent. Joseph understand that buying a home or refinancing a home is an emotional time and that no two loans are alike. My primary focus is to provide you with a simple process that is easy to understand and offers you the lowest rate possible.
  • The State Bank of Geneva
  • 22 South Fourth Street, Geneva, IL, 60134
  • The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.