FHA VS Conventional loan programs in Romeoville, Will County, Illinois

During 2026, the conventional loan limit within Romeoville, located in Will county, IL, is established at $726,200, whereas the FHA limit is $472,030 for a single-family home.

The Lendersa® Conventional loan calculator is an excellent tool for comparing today's top Conventional, FHA, and USDA rates. Discover the essential income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in choosing the best program available in IL for your financial scenario.

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2026 Loan Limits and Down Payments required in Romeoville, Will, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 60441

Discover Conventional and FHA Loan Choices in Romeoville, IL

The mission of Lendersa® is to help you secure the best Conventional, USDA, or FHA loans swiftly, with minimal hassle. Choose from one of three starting options to connect with available lenders and loan programs tailored to your needs.

Overview of Lendersa USDA loan requests


Romeoville Lenders

  • PARLAY MORTGAGE & PROPERTY, INC
  • 16612 W. 159th St, Suite 201, Lockport, IL, 60441
  • Lends in Illinois
  • Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer

  • Abri Credit Union
  • 1350 Renwick Rd, Romeoville, IL, 60544
  • Lends in Illinois
  • Abri Credit Union is a community based financial institution headquartered in Romeoville, IL. There are community branches located in Frankfort, Joliet, Lockport, Plainfield, and Woodridge. There are also branches with limited access located at Argonne National Laboratory, Fermi National Laboratory, and the Joliet Township High Schools.

  • RDS Mortgage Corporation
  • 14722 South Naperville Road, Unit 104, Plainfield, IL, 60544
  • Lends in Illinois
  • RDS Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Coda Financial Group Inc
  • 2421 75th St, Woodridge, IL, 60517
  • Lends in Illinois
  • Coda Financial Group Inc have a 30+ Years of Experience Residential, Investment, and Commercial Loans Setting the pace Helping our clients through the real estate buying process and also we 30+ Years of Experience. Residential, Investment, and Commercial Loans Setting the pace. Helping our clients through the real estate buying process.

  • Home Mortgage Solutions Inc
  • 6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517
  • Lends in Illinois
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.

  • Real Estate Resource Home Loans
  • 16530 106th Court, Orland Park, IL, 60467
  • Lends in Illinois
  • Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. We offer clients customized mortgage solutions to obtain the BEST rate possible. Our average employee has over 12 years of banking and home loan financing experience.

  • Pacific One Mortgage Inc
  • 11312 Distinctive Dr, Orland Park, IL, 60467
  • Lends in Illinois
  • Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.

  • NuMark Credit Union
  • 1654 Terry Drive, Joliet, IL, 60436
  • Lends in Illinois
  • NuMark’s mission is to enrich the financial lives of our members. NuMark Credit Union offers a full menu of financial services from mortgage and auto loans to free checking accounts and business services. We remain dedicated to putting our members first, treating them like family and helping them do more with their money.

  • Naperville Mortgage
  • 4003 Plainfield Naperville Rd, Suite 207, Naperville, IL, 60564
  • Lends in Illinois
  • Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days. Our goal is to evaluate your current situation while having you approved in 30 minutes or less.