Explore the differences! FHA VS Conventional loan programs in Carbondale, Jackson County, Illinois

In 2024, Convetional loan limit in Carbondale, county of Jackson, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Carbondale, county of Jackson, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 62901, 62902, 62903

Conventional and FHA loan options in Carbondale, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Rapid Capital Funding PC
  • 1 Park Place, Suite 600, Irvine, CA, 92614
  • At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Shore Capital Corporation
  • 2030 Main Street, Suite 1300, Irvine, CA, 92614
  • "Shore Capital Corporation is more than a Real Estate and Mortgage Brokerage. We focus on solving problems for human beings and furthering client health. We offer a variety of mortgage products throughout California, as well as partaking in loan business with multiple lenders in California, Colorado and Florida."
  • Direct Banc Mortgage, Inc.
  • 2030 Main Street, Suite 1300, Irvine, CA, 92614
  • We are ready to help you finance your dream home.If you are planning to purchase a new home in the next few months one of our licensed Mortgage Bankers can guide you through the process. You can start the home financing process in just a few simple steps Take advantage of today’s low rates and lower your payment
  • NewRate Lending
  • 2010 Main Street, Suite 1250, Irvine, CA, 92614
  • NewRate Lending is a full-service mortgage bank that operates out of Irvine, California. With a family-oriented corporate culture and proven track record of success, we aim to make the mortgage loan experience simple, enjoyable and transparent from start to finish for all parties involved.
  • Kent Mortgage Corporation
  • 17310 Red Hill Avenue, Suite 280, Irvine, CA, 92614
  • KENT MORTGAGE CORPORATION is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Opengate Loans Inc
  • 18008 Sky Park Circle, Suite 270, Irvine, CA, 92614
  • Opengate Loans Inc Mortgage rates are incredibly low right now and it only makes sense you call the experts at OpenGate Lending to see how much we can save on your home loan. You could end up saving thousands per year by refinancing to a lower rate. There are also great loan products available.
  • Pacific Beneficial Mortgage Company Inc.
  • 18010 Skypark Circle, Suite 225, Irvine, CA, 92614
  • Pacific Beneficial Mortgage Company, Inc, professional mortgage company specializing in residential mortgages. At Pacific Beneficial Mortgage Company, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
  • Good Neighbor Mortgage & Realty
  • 1 Park Plaza, Suite 600, Irvine, CA, 92614
  • Good Neighbor Mortgage is one of the largest financial commitments that you will make during your life. We can help you realize that your home is truly a valuable financial tool for achieving the dreams and plans you have always envisioned. You only think about real estate and mortgage financing a few times during your life.
  • American 1st Partners
  • 18010 Skypark Circle, Suite 205, Irvine, CA, 92614
  • Our Vision is to change how the mortgage industry conducts business by building long-lasting relationships one loan at a time. We aim to go beyond the needs and desires of not only our clients but also our staff who work tirelessly to make everything possible. Developing an employee-centric workplace fosters an environment
  • Activus Home Loans
  • 4 Park Plaza, Suite 790, Irvine, CA, 92614
  • As the world gets smaller and faster, consumers demand results that are immediate, uncomplicated and accurate. That's why at Activus, we are committed to delivering those results to every customer - every time. Whether our clients are buying their first home, trading-up to a larger home, refinancing or just consolidating their debt.
  • HighTechLending, Inc.
  • 2030 Main St, Suite 350, Irvine, CA, 92614
  • "We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans. Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings and exceptional customer service."
  • PCMA Private Client Lending
  • 2100 Main Street, Suite 450, Irvine, CA, 92614
  • PCMA is a prestige financial services brand providing Private Client Solutions for accomplished and sophisticated clients like you. This means we offer services that match your accomplishments but rarely encounter with broad market providers. We Believe in the Paradigm Shifters and Invest in their Success!