FHA VS Conventional loan in New-Baden, Clinton County, Illinois

In 2025, the Conventional loan limit for New-Baden in Clinton, IL is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and documents to qualify. Our advanced tool shows Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting your decision on the best program in IL for your situation.

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2025 Loan Limits and Down Payments in New-Baden, Clinton, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 62265

Conventional and FHA Loan Options in New-Baden, IL

Lendersa® aims to secure you the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose from three pathways to find compatible lenders and programs.

Lendersa USDA loan request and matching results


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  • New Century Bank
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  • Unity Bank.
  • 207 W Lincoln Street, Augusta, WI, 54722
  • Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.
  • Excel Federal Credit Union
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  • Waterford Commercial and Savings Bank
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  • iQuote Mortgage LLC
  • 2170 Cass Lake Road, Suite F, Keego Harbor, MI, 48320
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we are a mortgage brokerage that provides excellent service and unmatchable value.
  • Mortgage Core LLC
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  • 1954 Airport Road, Suite 146, Atlanta, GA, 30341
  • We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.