FHA VS Conventional loan programs in Washington-Park, St. Clair County, Illinois
In 2026, the Conventional loan limit for Washington-Park, in St. Clair county, IL, is set at $647,200, while the FHA limit is $420,680 for a single-family home.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side to assist you in deciding the best program in IL for your financial needs.
2026 Loan Limits and Downpayment Requirements in Washington-Park, St. Clair County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison applies to these zip codes: 62204
Conventional and FHA Loan Options in Washington-Park, IL
The goal of Lendersa® is to quickly and effortlessly get you the best Conventional, USDA, or FHA loan. Choose one of three starting points to find a match among lenders and loan programs.
Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,
Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.
FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages
The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.
