FHA VS Conventional loan in Centreville, St. Clair County, Illinois
In the year 2025, the maximum limit for a Conventional loan in Centreville, which is situated within the county of St. Clair, IL, is defined as $726,200. On the other hand, the FHA loan limit, which applies specifically to a single-family home, is set at $472,030.
Lendersa® presents a sophisticated Conventional loan calculator which provides an opportunity to compare the most competitive rates across Conventional, FHA, and USDA options. Determine what income levels, credit scores, reserves, and documentation are essential for qualification. With our advanced mortgage calculator, you have the capability to view a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the optimal program in IL to match your financial situation effectively.
Details on 2025 Loan Limits and Down Payment Requirements in Centreville, St. Clair County, IL
Loan Type
Maximum Loan Limit
Initial Downpayment Required
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart is applicable to the specified zip codes: 62207, 62205, 62203
Choices for Conventional and FHA Loans in Centreville, IL
Lendersa® aspires to assist you in acquiring the most favorable loan option, whether it be Conventional, USDA, or FHA, quickly and effortlessly. Begin by selecting one of the three offered pathways, leading you to matching lender connections and relevant loan programs.
United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.
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Customers can easily open an account or apply for a loan online.
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