Explore the differences! FHA VS Conventional loan programs in Centreville, St. Clair County, Illinois

In the year 2025, the maximum limit for a Conventional loan in Centreville, which is situated within the county of St. Clair, IL, is defined as $726,200. On the other hand, the FHA loan limit, which applies specifically to a single-family home, is set at $472,030.

Lendersa® presents a sophisticated Conventional loan calculator which provides an opportunity to compare the most competitive rates across Conventional, FHA, and USDA options. Determine what income levels, credit scores, reserves, and documentation are essential for qualification. With our advanced mortgage calculator, you have the capability to view a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the optimal program in IL to match your financial situation effectively.

Investigate and compare loan offers from a comprehensive array of 100 different lenders

Details on 2025 Loan Limits and Down Payment Requirements in Centreville, St. Clair County, IL

Loan Type Maximum Loan Limit Initial Downpayment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart is applicable to the specified zip codes: 62207, 62205, 62203

Choices for Conventional and FHA Loans in Centreville, IL

Lendersa® aspires to assist you in acquiring the most favorable loan option, whether it be Conventional, USDA, or FHA, quickly and effortlessly. Begin by selecting one of the three offered pathways, leading you to matching lender connections and relevant loan programs.

Lendersa overview for USDA loan request and result matching


  • Home Central Financial
  • 7847 Florence Avenue, Suite 101, Downey, CA, 90240
  • Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
  • Khan Home Loan
  • 18831 Ibex Ave, Artesia, CA, 90701
  • Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service. My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
  • California First Home Loans
  • 9901 Paramount Blvd, Suite 105, Downey, CA, 90240
  • We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.
  • Julian Lending
  • 9317 Firestone Blvd, Downey, CA, 90240
  • offering expertise in every area of mortgage lending from purchase, refinance, investment to construction lending. We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available together with the assistance of an experienced live loan officer to guide you
  • AMV Financial Corporation
  • 8041 Florence Avenue, Suite 203, Downey, CA, 90240
  • Mortgage Broker who is approved with many Wholesale partners and therefore not influenced by any one Bank. We provide options for our customers looking to Purchase or Refinance. Home loan programs include FHA, Conventional and VA financing. We have also added Mobile home loans to our list of products.
  • MGB Financial Services Inc.
  • 18300 Gridley Road, Suite I, Artesia, CA, 90701
  • Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.
  • Dynamic Home Loans,
  • 8050 Florence Avenue, Suite 203, Downey, CA, 90240
  • Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • My City Financial
  • 18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
  • My City Financial is a California State licensed Mortgage Company The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service We have a great choice of loan products, all in one place
  • New Aim Funding Inc.
  • 8050 Florence Avenue, Suite 26, Downey, CA, 90240
  • At New Aim Funding. We are a full service mortgage company based in Downey, California. We specialize in FHA Loans, VA Mortgages, Jumbo, Commercial and Conventional Loans in Downey, California. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these zip codes: 90240, 90280, 90255,