FHA VS Conventional loan programs in 2025 for Centreville, St. Clair County, Illinois
In the year 2025, the maximum limit for a Conventional loan in Centreville, which is situated within the county of St. Clair, IL, is defined as $726,200. On the other hand, the FHA loan limit, which applies specifically to a single-family home, is set at $472,030.
Lendersa® presents a sophisticated Conventional loan calculator which provides an opportunity to compare the most competitive rates across Conventional, FHA, and USDA options. Determine what income levels, credit scores, reserves, and documentation are essential for qualification. With our advanced mortgage calculator, you have the capability to view a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the optimal program in IL to match your financial situation effectively.
Details on 2025 Loan Limits and Down Payment Requirements in Centreville, St. Clair County, IL
Loan Type
Maximum Loan Limit
Initial Downpayment Required
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart is applicable to the specified zip codes: 62207, 62205, 62203
Choices for Conventional and FHA Loans in Centreville, IL
Lendersa® aspires to assist you in acquiring the most favorable loan option, whether it be Conventional, USDA, or FHA, quickly and effortlessly. Begin by selecting one of the three offered pathways, leading you to matching lender connections and relevant loan programs.
589 Northpark Drive, Suite D, Ridgeland, MS, 39157
Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157
Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,
The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.
We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.
Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.
Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.
