FHA VS Conventional loan in Cahokia, St. Clair County, Illinois

In 2025, the conventional loan cap in Cahokia, within St. Clair county, IL, is $726,200. Alternatively, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to examine and compare the best available rates today for Conventional, FHA, and USDA loans. Determine the eligibility requirements such as income, credit quality, reserves, and documents. Our sophisticated mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the best program in IL for your financial status.

Compare offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements for Cahokia, St. Clair County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 62206

Conventional and FHA Loan Opportunities in Cahokia, IL

Lendersa® aims to quickly provide you with the best possible Conventional, USDA, or FHA loan without any hurdles. Choose one of the three starting options to connect with matching lenders and programs.

Lendersa USDA loan request results


  • Woodlands National Bank
  • 424 Main Street, Onamia, MN, 56359
  • We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
  • RS Bellco Federal Credit Union
  • 710 Third Avenue, New Brighton, PA, 15066
  • R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.
  • New Castle Bellco Federal Credit Union
  • 1011 Wilmington Avenue, New Castle, PA, 16101
  • New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.
  • First Choice Federal Credit Union
  • 2209 West State Street, New Castle, PA, 16101
  • First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.
  • BSI Financial Services
  • 1425 Greenway Drive, Suite 400, Irving, TX, 75038
  • We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.
  • Homebound Loans Incorporated
  • 5027 Empire Way, Irving, TX, 75038
  • HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Apply with Kenny LLC
  • 1431 Greenway Drive, Suite 807A, Irving, TX, 75038
  • Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
  • Purelend Mortgage, LLC
  • 1333 Corporate Drive, Suite 108, Irving, TX, 75038
  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
  • PHH Mortgage Corporation
  • 1431 Greenway Dr, Irving, TX, 75038
  • PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
  • Mohsin Mortgage Corp
  • 3075 Washington Pike, Bridgeville, PA, 15017
  • Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate
  • Bank of the West
  • 108 West Northwest Highway, Grapevine, TX, 76051
  • Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!
  • MC Mortgage, LP
  • 2305 Mustang Drive, Suite 300A, Grapevine, TX, 76051
  • M C Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers. These values are reflected in our actions