FHA VS Conventional loan in East-St.-Louis, St. Clair County, Illinois
In the year 2025, the conventional loan limit in East-St.-Louis, found within St. Clair county, IL, is set at $647,200. Meanwhile, the FHA loan limit for a single-family house is $420,680.
With the Lendersa® Conventional loan calculator, you can easily compare the best rates for Conventional, FHA, and USDA loans today. Find out what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side so you can choose the best program for your financial needs in IL.
Loan limits and down payment requirements for 2025 in East-St.-Louis, St. Clair county, IL
Type of Loan
Maximum Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is applicable to these zip codes: 62207, 62205, 62204, 62203, 62201, 62202
Explore Conventional and FHA Loan Options in East-St.-Louis, IL
Lendersa® is committed to helping you quickly secure the best possible Conventional, USDA, or FHA loan with ease. Choose from one of the three approaches to connect with lenders and programs that meet your needs.
Our mortgage lending services cater towards getting our clients the best options possible, no matter their financial situation or real estate background. Whether you need help negotiating a mortgage for an investment property or existing home, or purchasing a new home, EWU Lending can manage all your mortgage needs.
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Pinnacle Lending Group experienced staff are experts and know in the ins and outs of the real estate market in Las Vegas and the surrounding counties of Clark, Lincoln and Nye. We know all the local REALTORS, appraisers and building inspectors and as we work with them daily we know exactly what they need from a Las Vegas
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Loanatik is a fun and slightly irreverent consumer brand providing residential mortgages to qualified borrowers. The mission of the company is to reimagine the process of getting a mortgage from application through secondary marketing. Our goal is to empower borrowers in a simplified application process, making it easy and efficient to borrow.
