Explore the differences! FHA VS Conventional loan programs in East-St.-Louis, St. Clair County, Illinois

In 2025, Convetional loan limit in East-St.-Louis, county of St. Clair, IL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in East-St.-Louis, county of St. Clair, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 62207, 62205, 62204, 62203, 62201, 62202

Conventional and FHA loan options in East-St.-Louis, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.
  • Mississippi Mortgage
  • 4343 Lakeland Dr, Flowood, MS, 39232
  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,
  • Lakeview Funding Group LLC
  • 1749 Welland Street, Howell, MI, 48855
  • Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
  • Mortgage Capital Solutions
  • 2388 Genoa Business Park Drive, Brighton, MI, 48114
  • Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.
  • Michigan United Mortgage LLC
  • 6870 Grand River, Brighton, MI, 48114
  • Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.
  • Honest Mortgage Company, LLC
  • 1127 S Old US Highway 23, Brighton, MI, 48114
  • Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.