FHA VS Conventional loan programs in 2025 for East-St.-Louis, St. Clair County, Illinois
In the year 2025, the conventional loan limit in East-St.-Louis, found within St. Clair county, IL, is set at $647,200. Meanwhile, the FHA loan limit for a single-family house is $420,680.
With the Lendersa® Conventional loan calculator, you can easily compare the best rates for Conventional, FHA, and USDA loans today. Find out what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side so you can choose the best program for your financial needs in IL.
Loan limits and down payment requirements for 2025 in East-St.-Louis, St. Clair county, IL
Type of Loan
Maximum Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is applicable to these zip codes: 62207, 62205, 62204, 62203, 62201, 62202
Explore Conventional and FHA Loan Options in East-St.-Louis, IL
Lendersa® is committed to helping you quickly secure the best possible Conventional, USDA, or FHA loan with ease. Choose from one of the three approaches to connect with lenders and programs that meet your needs.
21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
At First National Bank of Mount Dora. Here, we build personal relationships with our customers so we can help them through all stages of life. From checking and savings accounts with mobile access, to flexible loans and lines of credit, to investments that build and protect wealth we’re known for exceptional service and commitment to our community.
PARADISE FINANCIAL SERVICES LLC, offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the right loan for you. PARADISE FINANCIAL SERVICES LLC, is committed to helping you find the right mortgage product for your needs. We offer a variety of products to meet your individual requirements.
3959 South Nova Road, Suite B-30, Port Orange, FL, 32127
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127
American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.
We were built on the "People Helping People" philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members' needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.