FHA VS Conventional loan in Charleston, Coles County, Illinois
During 2025, the limit for conventional loans in Charleston, located within Coles County, IL, is set at $726,200. In contrast, the FHA limit for a single-family home is established at $472,030.
Utilize the Lendersa® Conventional loan calculator to weigh today's best rates between Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the most fitting program in IL for your unique financial needs.
2025 loan limits and down payment requirements in Charleston, Coles, IL
Type of Loan
Loan Cap
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the following zip codes: 61920
Available Conventional and FHA loan programs in Charleston, IL
The primary aim of Lendersa® is to secure you the most advantageous loan, be it Conventional, USDA, or FHA, in a quick and hassle-free manner. Choose from one of three starting points to find matching lenders and loan programs.
U2 FUNDING INC Mortgage Broker provide you with lowest possible mortgage rates to make your home mortgage or refinance process easy and hassle free process for your home, residential, investment and commercial properties. Either you are purchasing your first home, refinancing your existing home, buying commercial or investment properties.
9036 Mission Boulevard, Suite 141, Riverside, CA, 92509
We are real estate and mortgage brokerage, specializing in helping our clients achieve their goals of home ownership. We also assist investors with the purchase of both residential and commercial properties and Our firm specializes in REO transactions, with extensive experience in Short Sales, Deeds-In-Lieu of Foreclosure and more..
At North South Mortgage we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Reachable by phone, online or in person, Secure Choice Lending prides itself on customer service, on serving your real estate needs day or night. Independently owned, Secure Choice Lending subsists on hard work.
2900 Adams Street, Suite A305, Riverside, CA, 92504
At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.
10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr
My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
"At American First Financial and Realty is a full service Mortgage and Real Estate Company.
We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."
