FHA VS Conventional loan programs in Charleston, Coles County, Illinois
During 2025, the limit for conventional loans in Charleston, located within Coles County, IL, is set at $726,200. In contrast, the FHA limit for a single-family home is established at $472,030.
Utilize the Lendersa® Conventional loan calculator to weigh today's best rates between Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the most fitting program in IL for your unique financial needs.
2025 loan limits and down payment requirements in Charleston, Coles, IL
Type of Loan
Loan Cap
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the following zip codes: 61920
Available Conventional and FHA loan programs in Charleston, IL
The primary aim of Lendersa® is to secure you the most advantageous loan, be it Conventional, USDA, or FHA, in a quick and hassle-free manner. Choose from one of three starting points to find matching lenders and loan programs.
Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness
12510 W 62nd Terrace, Suite 104, Shawnee, KS, 66216
KUMC Credit Union was established in 1954 and is chartered by the State of Kansas. Our Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit.
Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
main bank office buildingToday, Bank of Cleveland is the only locally owned
Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.
Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
