For 2026, the maximum conventional loan limit in Mattoon, located in the county of Coles, IL, is $726,200. The FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. By using our enhanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, providing clarity on which program in IL best suits your financial requirements.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The comparison table is applicable for the following zip codes: 61938
Lendersa® is dedicated to swiftly obtaining the optimal Conventional, USDA, or FHA loan for you without complication. Start by choosing from three potential paths that lead to matched lenders and suitable loan programs.
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