FHA VS Conventional loan programs in 2025 for Sullivan, Moultrie County, Illinois
In the year 2025, the limit for a Conventional loan in Sullivan, which is within Moultrie county, in IL, is set at $726,200. In comparison, the FHA limit for a single-family home is $472,030. These figures are important for buyers planning their home financing in the region.
Utilize the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA loans. This tool helps in determining the necessary income, credit score, reserves, and documents for qualification. Through our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in choosing the optimal program in IL for your financial situation.
2025 Loan Limits and Down Payment Requirements in Sullivan, Moultrie, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This chart applies specifically to ZIP codes: 61951
Available Conventional and FHA Loan Options in Sullivan, IL
Lendersa® is committed to providing you with the best possible loan options, whether Conventional, USDA, or FHA, in a fast and hassle-free manner. Choose from one of three initial pathways offered to link with appropriate lenders and discover optimal loan programs matching your needs.
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