FHA VS Conventional loan in Sullivan, Moultrie County, Illinois

In the year 2025, the limit for a Conventional loan in Sullivan, which is within Moultrie county, in IL, is set at $726,200. In comparison, the FHA limit for a single-family home is $472,030. These figures are important for buyers planning their home financing in the region.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA loans. This tool helps in determining the necessary income, credit score, reserves, and documents for qualification. Through our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in choosing the optimal program in IL for your financial situation.

Compare and review loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Sullivan, Moultrie, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This chart applies specifically to ZIP codes: 61951

Available Conventional and FHA Loan Options in Sullivan, IL

Lendersa® is committed to providing you with the best possible loan options, whether Conventional, USDA, or FHA, in a fast and hassle-free manner. Choose from one of three initial pathways offered to link with appropriate lenders and discover optimal loan programs matching your needs.

Review the match results from Lendersa USDA loan requests


  • USA Mortgage, Inc.
  • 4035 Keith St NW, Cleveland, TN, 37312
  • USA Mortgage is passionate about the mortgage lending process. We desire to exceed the expectations of our customers by holding their hand through the lending process and earning a lifetime friendship, not just a business relationship. The most valuable item to USA Mortgage is a return customer
  • The University National Bank
  • 1400 Kasold Dr, Lawrence, KS, 66049
  • We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
  • First Assured Mortgage
  • 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
  • We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.
  • Southern Credit Union
  • 508 National Avenue, Chattanooga, TN, 37404
  • Our mission is to serve as our member's primary financial institution by providing competitive products and services with superior customer service and delivering those services utilizing technology by a highly trained and motivated staff. To provide these products and services in a professional, personal and competitive manner.
  • Chattanooga Area Schools Federal Credit Union
  • 1201 Bailey Avenue, Chattanooga, TN, 37404
  • Chattanooga Area Schools Federal Credit Union has been open since 1935 with assets totaling $176.83 Million and providing banking services to more than 12, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
  • 1st United Mortgage LLC
  • 2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
  • 1st United Mortgage is dedicated to serving veterans and military families. As VA Loan specialists, our experts are trained specifically on VA eligibility requirements and will walk you through every step of the loan process. Our mission is to make the mortgage process and simple and stress-free as possible for you.
  • OMC Employees Credit Union
  • 1186 Old Lower River Road NW, Charleston, TN, 37310
  • O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children*, children’s spouse, siblings, parents*, and grandchildren* are all eligible for membership.