FHA VS Conventional loan programs in Paris, Edgar County, Illinois

In 2025, the conventional loan limit in Paris, within Edgar county, IL, is $726,200. For a single-family home, the FHA loan limit is $472,030.

Use the Lendersa® Conventional loan calculator to assess the best rates today across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the decision of the most suitable program in IL for your particular financial situation.

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2025 Loan Limits and Down Payment Requirements in Paris, Edgar, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 61944

Discover Conventional and FHA Loan Options in Paris, IL

The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you quickly and effortlessly. Choose one of three starting pathways to connect with matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Philadelphia Mortgage Brokers
  • 1243 Valley Forge Rd, Phoenixville, PA, 19460
  • Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.
  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.
  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.
  • Weeks Team Inc
  • 125 N Theard St, Suite B, Covington, LA, 70433
  • Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.
  • Vista Mortgage
  • 522 N New Hampshire St, Suite 7, Covington, LA, 70433
  • Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.
  • Arbor Lending
  • 5001 Hwy 190, Suite B5, Covington, LA, 70433
  • We've been helping customers afford the home of their dreams for many years and we love what we do. There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.
  • Ace Mortgage Company
  • 711 River Highlands Blvd., Covington, LA, 70433
  • At Ace Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • KB Mortgage LLC
  • 26 Colonial Drive, Perkiomenville, PA, 18074
  • KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.
  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships
  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
  • Temple Mortgage LLC
  • 440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
  • Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.