FHA VS Conventional loan in Cicero, Cook County, Illinois

In 2025, the conventional loan limit for Cicero, within Cook, IL, is $726,200. For a single-family home, the FHA limit is set at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to weigh today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit reserves, and documentation needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the perfect program for your financial situation in IL.

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2025 Loan Limits and Down Payment Requirements in Cicero, County of Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 60804

Options for Conventional and FHA Loans in Cicero, IL

The purpose of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three starting options to find matching lenders and their loan programs.

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  • Columbia Credit Union
  • 310 E Walnut Street, Columbia, MO, 65201
  • Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members'​ needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.
  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
  • The Broadway Group Powered by TLC
  • 910 E Broadway, Suite 200, Columbia, MO, 65201
  • "Our TLC Broadway Group office is located downtown at 910 E Broadway Suite 200. It’s easy to find, and there’s plenty of street parking. We provide mortgages for all of the Columbia metro area, the surrounding areas, and the entirety of the state. The Broadway Group is a full-service mortgage lender dedicated to serving our community"
  • MISSOURI CREDIT UNION
  • 111 E Broadway, Columbia, MO, 65205
  • We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
  • The Anna -Jonesboro National Bank
  • 201 South Main Street, Anna, IL, 62906
  • AJNB is proud to be the bank of choice for convenience and customer service in the area. With over a century of service, we have the knowledge and experience that our community has grown to trust and expect. We offer three locations with friendly and knowledgeable staff to serve you.
  • Unity Catholic Federal Credit Union - Parma
  • 5839 Ridge Road, Cleveland, OH, 44129
  • At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money. We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.
  • Metro Employees Credit Union
  • 1306 Versailles Road, Suite 140, Lexington, KY, 40504
  • MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans. Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.
  • Greater Kentucky Credit Union
  • 1001 Red Mile Rd, Lexington, KY, 40504
  • Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.