FHA VS Conventional loan programs in 2026 for Cicero, Cook County, Illinois

In 2026, the conventional loan limit for Cicero, within Cook, IL, is $726,200. For a single-family home, the FHA limit is set at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to weigh today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit reserves, and documentation needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the perfect program for your financial situation in IL.

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2026 Loan Limits and Down Payment Requirements in Cicero, County of Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 60804

Options for Conventional and FHA Loans in Cicero, IL

The purpose of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three starting options to find matching lenders and their loan programs.

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Cicero Lenders

  • KeySmart Mortgage Co
  • 6847 West Cermak Road, Berwyn, IL, 60402
  • Lends in Illinois
  • KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.

  • Guaranteed Financial Corp
  • 6231 West Roosevelt Road, Berwyn, IL, 60402
  • Lends in Illinois
  • Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.

  • American Financial Solutions Inc
  • 6705 West 26th Street, Berwyn, IL, 60402
  • Lends in Illinois
  • American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.

  • Archer Heights Credit Union
  • 6554 W Archer Avenue, Chicago, IL, 60638
  • Lends in Illinois
  • Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,

  • Metropolitan Mortgage Corp.
  • 7018 W. Archer Ave, Chicago, IL, 60638
  • Lends in Illinois
  • With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams.

    Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible

  • Prime Rate Lending Group Inc
  • 6501 West Archer Avenue, Chicago, IL, 60638
  • Lends in Illinois
  • Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service

  • Mortgage Resource Group
  • 6821 W North Ave, Suite 201, Oak Park, IL, 60302
  • Lends in Illinois
  • Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.

  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Lends in Illinois
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.

  • Bank of Brookfield
  • 9136 Washington Avenue, Brookfield, IL, 60513
  • Lends in Illinois
  • First National Bank of Brookfield, your friendly hometown community bank.

    For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.