FHA VS Conventional loan programs in 2025 for Fairbury, Livingston County, Illinois

For the year 2025, the Conventional loan limit in Fairbury, within Livingston county, IL is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in IL for your financial needs.

Compare offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Fairbury, County of Livingston, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 61739

Options for Conventional and FHA Loans in Fairbury, IL

The purpose of Lendersa® is to find the best Conventional, USDA, or FHA loans for you quickly and without hassle. Begin with one of three starting strategies that align you with suitable lenders and loan programs.

Review Lendersa's USDA loan request matches


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