Explore the differences! FHA VS Conventional loan programs in Fairbury, Livingston County, Illinois

For the year 2025, the Conventional loan limit in Fairbury, within Livingston county, IL is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in IL for your financial needs.

Compare offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Fairbury, County of Livingston, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 61739

Options for Conventional and FHA Loans in Fairbury, IL

The purpose of Lendersa® is to find the best Conventional, USDA, or FHA loans for you quickly and without hassle. Begin with one of three starting strategies that align you with suitable lenders and loan programs.

Review Lendersa's USDA loan request matches


  • L.A. Mortgage, Inc
  • 9338 Reseda Blvd, Suite 210, Northridge, CA, 91324
  • At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • NOBLE CREDIT UNION
  • PO Box 8027, Fresno, CA, 93747
  • It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well. The decades that followed were tremendously successful
  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Supreme Mortgage Group
  • 6080 Center Drive, Los Angeles, CA, 90045
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • My Reverse Options
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.
  • Innovative Lending Group
  • 6080 Center Drive, Suite 620, Los Angeles, CA, 90045
  • Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them
  • Alston & Associates Mortgage Company
  • 6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045
  • At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Matrix West Mortgage
  • 5999 Center Drive, Suite 100, Los Angeles, CA, 90045
  • Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.
  • The West Coast Investment Group
  • 7367 Coastal View Drive, Los Angeles, CA, 90045
  • Coast to Coast Mortgage Financial is to facilitate the growth of a distinctive and exceptional organization. Coast to Coast Mortgage Financial transcends the traditional mortgage and real estate broker with its highly selective employee recruiting and intensive training programs. This community of individuals dedicates.