Explore the differences! FHA VS Conventional loan programs in Galena, Jo Daviess County, Illinois

For 2025, the Conventional loan limit in Galena, within Jo Daviess county, IL, is $726,200, while the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's best rates across Conventional, FHA, and USDA loans, and assess the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage tool, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, which helps determine the best program in IL for your financial situation.

Compare loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Galena, Jo Daviess, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 61036

Conventional and FHA Loan Opportunities in Galena, IL

Lendersa® aims to help you secure the best Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three pathways to connect with matching lenders and programs that meet your needs.

Lendersa USDA loan request and matching results


  • Bliss Mortgage LLC
  • 5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
  • Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,
  • Orlando Credit Union
  • 945 South Orange Avenue, Orlando, FL, 32806
  • We believe in offering a better banking alternative. Because Orlando Credit Union is a not-for-profit financial cooperative, our earnings go back into the credit union to be able to offer competitive rates on savings and loan products, and lower fees than other financial service providers.
  • Priority Credit Union
  • 301 East Michigan Street, Orlando, FL, 32806
  • The mission of PCU is “To foster the growth of our employees & as a team, deliver financial advice & products to the people of our community for each stage of lives” & with years of history combined with a bright future the delivery of dreams seems to continue.We are committed to a set of core values that ensures a member-centric business focus.
  • America's Money Source
  • 2306 Curry Ford Rd, Orlando, FL, 32806
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • City County Employees Credit Union
  • 1810 N Belcher Rd, Clearwater, FL, 33765
  • City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
  • Xcel Financial
  • 345 W 600 S, Heber City, UT, 84032
  • "Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
  • Money Financial Group Corp
  • 7345 W Sand Lake Rd Suite 202, Orlando, FL, 32819
  • Experience financial flexibility with Money Financial Group Corp! We are a premier alternative to hard money loans and SBA or Conventional-ineligible financial solutions. Trust our expertise to customize funding options tailored to your unique needs. Empower your future with us! Contact Dario Marcovigi today: [email protected] | 689-214-6111.
  • Rei Loans USA
  • Not sharing, Tampa, FL, 33635
  • ReiLoansUSA.com specializes in providing tailored financing solutions for real estate investors. We connect clients with funding options for fix-and-flip projects, rental properties, cash-out refinances, and ground-up construction. With a focus on speed, flexibility, and expertise, we help investors achieve their goals through competitive loan prog
  • appli
  • 7680 Universal Blvd, Suite 660, Orlando, FL, 32819
  • appli Today's advancing technology is providing a quick and streamlined mortgage process. For example, through our website you can submit a complete and secure online loan application or get pre-qualified for a home loan.We know that each customer has specific needs, so we strive to meet those needs
  • Wesley Bal-EquitiFirst Mortgage
  • 7575 Dr. Phillips Blvd, Suite 245, Orlando, FL, 32819
  • Wesley Bal is a National and Florida Licensed Mortgage Loan Originator and owner of EquitiFirst Mortgage. I have been in the lending industry in Orlando since 2003. As a Licensed Mortgage Broker, I am able to originate all types of mortgages including Traditional lending FHA, VA, USDA, and Conventional.