FHA VS Conventional loan in Savanna, Carroll County, Illinois

In 2026, the Conventional loan limit for Savanna, located in Carroll county, IL, is $726,200, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program in IL to suit your financial needs.

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2026 Loan Limits and Down Payment Requirements in Savanna, Carroll, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 61074

Conventional and FHA Loan Options in Savanna, IL

Lendersa® is dedicated to helping you quickly obtain the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three routes that aim to match you with suitable lenders and loan programs.

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Savanna Lenders

  • The State Bank of Pearl City
  • 215 South Main Street, Pearl City, IL, 61062
  • Lends in Illinois
  • The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day.

    Our focus continues to be on you and your financial needs, our local families, businesses and farmers.

  • Apple River State Bank
  • 103 North Main Street, Apple River, IL, 61001
  • Lends in Illinois
  • Apple River State Bank and our First Community Bank branch for your banking needs.

    As a community bank we provide a wide variety of financial services but delivered in a personalized manner only small banks can offer.

    Apple River State Bank was chartered in 1948 and opened in Apple River, Illinois which still remains a locally owned finan

  • Advantage One Credit Union
  • 204 N Jackson Street, Morrison, IL, 61270
  • Lends in Illinois
  • Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Milledgeville State Bank
  • 451 North Main Street, Milledgeville, IL, 61051
  • Lends in Illinois
  • Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person