FHA VS Conventional loan programs in Sterling, Whiteside County, Illinois

In 2024, Convetional loan limit in Sterling, county of Whiteside, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Sterling, county of Whiteside, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 61081

Conventional and FHA loan options in Sterling, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Green Valley Real Estate and Mortgage
  • 2308 Lombard Lane, Clovis, CA, 93619
  • Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.
  • North Bay Capital
  • 808 Blackwood, Clovis, CA, 93619
  • North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.
  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.
  • Home 123 Mortgage
  • 1 Jenner, Suite 175, Irvine, CA, 92618
  • FFC Mortgage Corp. dba Home123 Mortgage is a New York Corporation formed in 1987. Today the company is run by talented & experienced mortgage executives who have over 150 years in mortgage lending combined. The culture of the company is uniquely inspired by an employee-owned mindset in putting customer service first.
  • VIEIRA MORTGAGE TEAM
  • 100 PACIFICA, Suite 100, Irvine, CA, 92618
  • The Vieira Mortgage Team is a group of highly skilled professionals that have served over 7, 000 clients ranging from first time home buyers to seasoned real estate investors. Our team delivers the most intimate mortgage experience one can find. Dedicated to giving a top-notch purchase or refinance experience,
  • UFF West Funding Corp
  • 18881 Von Karman Ave, 11th FL, Irvine, CA, 92618
  • We provide our partners the individualized service from submission through funding by having a dedicated team of employees at every milestone of the transaction. The core of this team has a working relationship of 10 or more years together. If practice makes perfect get ready to experience perfection
  • Tony Ronan
  • 15520 Rockfield Blvd, Suite G, Irvine, CA, 92618
  • Tony truly believe that I am qualified for the position. My career in Real Estate spans 30 years and I’ve funded over $700 million in home loans since 1992 and closed over 3, 700 transactions. Currently, I am a top producing loan officer/Branch Manager and Real Estate Broker Associate.
  • Homeowners First Mortgage
  • 108 Pacifica, Suite 250, Irvine, CA, 92618
  • Homeowners First Mortgage offers the promise of longevity and security along with a commitment to service excellence. Homeowners First Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. We are recognized as the industry leader in mortgage partnerships.
  • Proven Mortgage
  • 400 Spectrum Center Dr, Suite 700, Irvine, CA, 92618
  • We help people access loan programs so they can achieve their goals of homeownership in a program that suits their individual wants and needs. We do this to make a positive difference in people’s lives, to give people tools and resources to help themselves and to build relationships and be a part of someone’s success.
  • Delight Funding Inc.
  • 300 Spectrum Center Dr, Suite 970, Irvine, CA, 92618
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Network Capital Funding Corporation
  • 7700 Irvine Center Drive, 3rd Floor, Irvine, CA, 92618
  • We care deeply about figuring out how to make our client’s dreams into a reality. We’re about transforming the equity in your home into capital to pay for college tuitions, dream vacations, or weddings, without adding extra costs or burdens. Our unique system simplifies and streamlines the mortgage process.