FHA VS Conventional loan programs in 2026 for Fulton, Whiteside County, Illinois
In 2026, the loan limit for Conventional loans in Fulton, located in Whiteside county, IL, is $726,200, while the FHA limit for a single-family home is $472,030.
Compare today's best rates for Conventional, FHA, and USDA loans using the Lendersa® calculator. Determine your income, credit, reserves, and necessary documents. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in IL for your needs.
2026 Loan Limits and Down Payment Requirements in Fulton, Whiteside, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 61252
Conventional and FHA Loan Options in Fulton, IL
The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan swiftly and without difficulty. Choose from three starting paths to find matching lenders and programs.
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