Explore the differences! FHA VS Conventional loan programs in Geneseo, Henry County, Illinois

This year, 2026, the conventional loan limit in Geneseo, in Henry county, IL, is $726,200. The FHA limit for a single-family home is $472,030.

Use Lendersa®'s Conventional loan calculator to contrast today's rates for Conventional, FHA, and USDA loans. Determine income needs, credit requirements, reserves, and documentation essentials. Our mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options to guide your financial decision-making in IL.

Compare offers from 100 lenders

Loan Limits and Down Payment Needs for 2026 in Geneseo, Henry County, IL

Loan Type Loan Limit Down Payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 61254

Financing Options in Geneseo, IL

Lendersa® aims to provide the best Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three paths to connect with matching lenders and programs.

Results of Lendersa USDA loan requests


  • Vintage Home Loans
  • 344 Division St, Suite 100, Pleasanton, CA, 94566
  • Vintage Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • Achievers Home Loans
  • 3171 East Ruby Hill Drive, Pleasanton, CA, 94566
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Excel Realty & Mortgage
  • 7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
  • Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker

  • Caliber Home Loans
  • 6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation

  • Soaring Falcon Mortgage
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • "To provide alternative loan solutions to investors who have been turned down by other banks/lenders.

    We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."

  • Pacificwide Lending
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.

  • Pacific Wide Lending
  • 7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
  • The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.

  • Pacific Service Credit Union
  • 3000 Clayton Road, Concord, CA, 94519
  • Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.

  • Primary Real Estate Services
  • 2818 Clayton Road, Concord, CA, 94519
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.

  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.

  • Gregory M. Russell
  • 245 Carriage Lane, Roseburg, CA, 97471
  • We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.