FHA VS Conventional loan programs in 2025 for Lincolnshire, Lake County, Illinois

For 2025, the conventional loan limit for a single-family home in Lincolnshire, situated in Lake county, IL, is $726,200. The FHA limit, however, is $472,030.

Utilize Lendersa®'s Conventional loan calculator to evaluate and compare today's optimal rates for Conventional, FHA, and USDA loans. It helps you identify the required income, credit score, reserves, and necessary documentation to qualify. You can see Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in selecting the most suitable program for your financial condition in IL.

Explore and compare loan offers from 100 lenders

Loan limits and downpayment requirements in Lincolnshire, Lake county, IL for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 60069, 60045

Options for Conventional and FHA loans in Lincolnshire, IL

The mission of Lendersa® is to facilitate access to the best fitting Conventional, USDA, or FHA loans quickly and with ease. Choose one of three starting pathways that match you with suitable lenders and loan programs.

Results of Lendersa USDA loan requests


  • LendAmerica Financial Group, Inc.
  • 19504 SW 79th PL, Miami, FL, 33157
  • LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.
  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
  • The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
  • Opportunity Bank of Montana
  • 1400 Prospect Ave, Helena, MT, 59601
  • At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
  • Intrepid Credit Union
  • 915 Kessler St., Helena, MT, 59601
  • Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
  • Mortgage Zone, LLC
  • 1190 North Main, Suite 20, Springville, UT, 84663
  • Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.