Explore the differences! FHA VS Conventional loan programs in Poplar-Grove, Boone County, Illinois

In 2026, the conventional loan limit for a single-family home in Poplar-Grove, Boone county, IL is set at $647,200, while the FHA loan limit is $420,680.

Use the Lendersa® Conventional loan calculator to compare the most competitive Conventional, FHA, and USDA rates today. Ascertain the required income, credit, reserves, and documentation. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the best fit within IL for your financial scenario.

View offers from a network of 100 lenders

2026 Loan Limits and Downpayment Requirements in Poplar-Grove, Boone County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is valid for zip codes: 61065

Conventional and FHA Loans Available in Poplar-Grove, IL

Lendersa® aims to swiftly connect you with the finest Conventional, USDA, or FHA loan options with minimal hassle. Choose from three paths to discover matching lenders and optimal loan programs.

Results for Lendersa's USDA loan requests


Poplar-Grove Lenders

  • Rock Valley Credit Union
  • 1201 Clifford Ave, Loves Park, IL, 61111
  • Lends in Illinois
  • Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves

  • MembersAlliance Credit Union
  • 2550 South Alpine Road, Rockford, IL, 61108
  • Lends in Illinois
  • At MembersAlliance, our purpose is to enrich the lives of those we serve through financial service. Your financial freedom is closer than you may think. Aiming to maximize your experience regardless of whether you’re engaging with our team in branch, online, or in the community, we want you to save more

  • Prairie Community Bank
  • 800 West Grant Highway, Marengo, IL, 60152
  • Lends in Illinois
  • Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.

  • American Community Bank & Trust Woodstock
  • 1290 Lake Avenue, Woodstock, IL, 60098
  • Lends in Illinois
  • Since we founded ACBT we have been focused on building relationships with privately owned businesses, investors, and families.

    As an independent commercial bank, we are uniquely qualified to serve this market and compete successfully against the mega banks. We are simply more responsive, agile, flexible, and attentive.

  • Al Martinez Mortgage Broker, Huntley
  • 10417 Dawson St, Huntley, IL, 60142
  • Lends in Illinois
  • I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.