Conventional Vs. FHA Lending requirements Monticello, IL in 2025

As of 2025, the Conventional loan limit in Monticello, located within Piatt county, IL, is set at $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030. Knowing these limits is crucial for potential homebuyers preparing their financing plans.

Use Lendersa® Conventional loan calculator to compare today's most competitive rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side look at Conforming Conventional loans, USDA, FHA, and VA options, assisting you in selecting the ideal program in IL for your financial situation.

Explore Conventional and FHA Loan Options in Monticello, IL

Lendersa® strives to provide you with the most suitable Conventional, USDA, or FHA loans quickly and hassle-free. Choose one of three starting approaches to connect with compatible lenders and loan programs that suit your needs.

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(763) 251-8001 Lender's profile and map Reviews First Equity Mortgage 1935 County Road B2 West, Suite 265, Roseville, MN, 55113 First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
(651) 639-9800 Lender's profile and map Reviews M&M MORTGAGE, LLC 1700 West Highway 36, Roseville, MN, 55113 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(866) 680-2840 Lender's profile and map Reviews Progressive Lending Solutions, Inc. 2277 West Highway 36, Suite 304, Roseville, MN, 55113 Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
(612) 730-5467 Lender's profile and map Reviews Access Home Loans LLC 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414 Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
(888) 988-3276 Lender's profile and map Reviews Farmers National Bank 20 S. Broad St, Canfield, OH, 44406 Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
(952) 942-0110 Lender's profile and map Reviews Cambria Mortgage 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344 Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
(651) 426-3773 Lender's profile and map Reviews Cities Credit Union 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110 Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
(612) 298-8506 Lender's profile and map Reviews Optima Lending LLC 2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408 Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
(952) 758-2274 Lender's profile and map Reviews US Mortgage Investments 5201 Eden Avenue, Edina, MN, 55436 Us Mortgage Inv. offers a best in class Mortgage experience. -Competitive pricing - Speed to close - Best in class VA Loan pricing - Integrity US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
(501) 374-2190 Lender's profile and map Reviews UP Federal Credit Union 1501 Pike Avenue North, North Little Rock, AR, 72114 UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(209) 658-2345 Lender's profile and map Reviews US BANK 800 Nicollet Mall, Minneapolis, MN, 55402 U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.