FHA VS Conventional loan programs in 2025 for Oregon, Ogle County, Illinois

In 2025, the Conventional loan limit for Oregon, located in Ogle county, IL, is $726,200. Similarly, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the top rates of today among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding you in deciding which program in IL is best suited for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Oregon, Ogle County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 61061

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The mission of Lendersa® is to help you obtain the most suitable Conventional, USDA, or FHA loan swiftly and seamlessly. Choose one of three starting strategies to connect with matching lenders and programs.

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