Explore the differences! FHA VS Conventional loan programs in Mount-Morris, Ogle County, Illinois

In 2025, Convetional loan limit in Mount-Morris, county of Ogle, IL is $647,200 while FHA limit is $420,680 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mount-Morris, county of Ogle, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 61054

Conventional and FHA loan options in Mount-Morris, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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Lendersa USDA loan request and matching results



  • Fidelity Mortgage Capital LLC
  • 421 N Northwest Highway, Suite 22, Barrington, IL, 60010
  • Our mission at Fidelity Mortgage Capital is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Amerifinancial Home Mortgage Inc
  • 421 North Northwest Highway, Suite 16, Barrington, IL, 60010
  • We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process. Our goal is to help the you find a loan that fits your unique needs.

  • Priority 1 Mortgage LLC
  • 840 S Northwest Highway, Suite 202, Barrington, IL, 60010
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing the lowest interest rates and closing costs possible. Futhermore, we pleadge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Key Financial Sources Inc
  • 10 Executive Court, Suite 2, South Barrington, IL, 60010
  • ClearPath Financial Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • SERVICE PLUS CREDIT UNION
  • 2110 53rd Street, Moline, IL, 61265
  • Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline

  • Deere Employees Credit Union
  • 3950 38th Avenue, Moline, IL, 61265
  • As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members. By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent

  • SENB Bank
  • 3535 Avenue Of The Cities, Moline, IL, 61265
  • SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.

  • IH Mississippi Valley Credit Union
  • 2500 River Drive, Moline, IL, 61265
  • Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.

  • Ruhl Mortgage
  • 1701 52nd Avenue, Moline, IL, 61265
  • "Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending. Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"

  • Neighborhood Housing Services of Davenport Iowa, Inc.
  • 710 Charlotte St, Davenport, IA, 52803
  • Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.
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