FHA VS Conventional loan in Mount-Morris, Ogle County, Illinois
In 2025, the Conventional loan limit in Mount-Morris, located in the county of Ogle, IL, is $647,200. Meanwhile, the FHA loan limit for a single-family home is set at $420,680.
The Lendersa® Conventional loan calculator enables you to compare the best rates for Conventional, FHA, and USDA loans available today. Determine the income, credit, reserves, and documentation required to qualify. Using our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in choosing the right program in IL based on your financial situation.
2025 Loan Limits and Down Payment Requirements in Mount-Morris, Ogle, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to zip codes: 61054
Conventional and FHA Loan Options in Mount-Morris, IL
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you promptly and hassle-free. Select from one of three starting points to find matching lenders and loan programs.
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OPTIONS MORTGAGE SERVICES We don't want you to be a story we hear at our next Dinner Party. We specialize in thoroughly pre- qualifying our clients before they ever go out looking for their dream homes. Many Lenders will promise you anything to get you in the door. Then, when and if you get to closing, they will change the loan program
Atlanta Capital Lending is a specialized hard money lender that provides personalized service to our borrowers for a top shelf borrowing experience. and We are as passionate about real estate as you are! But we are just as passionate about helping our borrower's succeed Let us help you reach your real estate goals.
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