FHA VS Conventional loan programs in 2025 for Dixon, Lee County, Illinois

In 2025, the conventional loan limit in Dixon, found in the county of Lee, IL, is $726,200. The FHA limit, however, is $472,030 for a single-family dwelling.

Utilize the Lendersa® Conventional loan calculator to compare today’s most favorable rates, including Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best option for your financial needs in IL.

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Review 2025 loan caps and down payment criteria in Dixon, Lee county, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for these zip codes: 61021

Available Conventional and FHA loan choices in Dixon, IL

The aim of Lendersa® is to secure the best conventional, USDA or FHA loan for you promptly and with ease. Start with any of the three options below to find lenders and loan programs that fit.

Lendersa USDA loan request and matching results


  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
  • Truity Credit Union
  • 501 S. Johnstone, Bartlesville, OK, 74005
  • Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account
  • Priority Bank
  • 401 W College St, Ozark, AR, 72949
  • Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
  • First Pryority Bank
  • 310 E. Graham, Pryor, OK, 74361
  • First Pryority Bank was founded in Pryor, Oklahoma on 9/11/1900 as First National Bank of Pryor Creek. In 2002 is expanded into Tulsa by opening a branch in South Tulsa/Bixby and changed its name to First Pryority Bank. First Pryority Bank has two locations. South Tulsa and Pryor Oklahoma. They are consistently ranked as the top SBA lender.
  • Andover State Bank
  • 511 North Andover Road, Andover, KS, 67002
  • We continue that philosophy by serving our mission to be the most trusted bank in the communities we serve by knowing and understanding the needs of customers, employees and shareholders while providing them with the best possible products, services and opportunities to meet their goals.
  • Mountain Valley Bank
  • 17114 Rankin Ave, Dunlap, TN, 37327
  • Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
  • Wabellco Federal Credit Union
  • 1277 Park Avenue, Washington, PA, 15301
  • Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.
  • CHROME Federal Credit Union
  • 45 Griffith Avenue, Washington, PA, 15301
  • CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.
  • McPherson Co-op Credit Union
  • 1999 South Main Street, McPherson, KS, 67460
  • McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.