FHA VS Conventional loan in Georgetown, Vermilion County, Illinois

In 2025, the Conventional loan limit for Georgetown in Vermilion, IL, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Determine your eligibility by assessing income, credit, reserves, and required documents. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side to help you decide which program in IL fits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Georgetown, Vermilion, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 61846

Conventional and FHA Loan Options in Georgetown, IL

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose from three starting points that connect you with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • FIRM Financial LLC
  • 4151 Silvery Way, Suite 307, Atlanta, GA, 30341
  • FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
  • Amerihome Loan Inc
  • 4360 Chamblee Dunwoody Rd, Suite 206, Atlanta, GA, 30341
  • Amerihome Loan Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Home Pointe Mortgage Company
  • 3235 Shallowford Road, Chamblee, GA, 30341
  • Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
  • OPEN HOME MORTGAGE, INC.
  • 5200 Peachtree Rd, Suite 2104, Atlanta, GA, 30341
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
  • Jamestown Area Community FCU
  • 915 East Second Street, Jamestown, NY, 14701
  • To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of: ""It's my credit union; it belongs to me."" When you walk into the credit union lobby, or call a loan officer
  • i3 Bank
  • 12212 North 156th Street, Bennington, NE, 68007
  • i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe
  • Elite Mortgage Partners
  • 2367 Lakeside Dr, Birmingham, AL, 35244
  • Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
  • Alabama Premier Mortgage
  • 1900 Indian Lake Dr, Birmingham, AL, 35244
  • Weather its a first home or a dream home, let me help you through the process of making it YOUR home. Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
  • Mortgage Linc LLC
  • 2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
  • Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.