FHA VS Conventional loan programs in 2025 for Wonder-Lake, McHenry County, Illinois

For the year 2025, the conventional loan limit within Wonder-Lake, located in McHenry county, IL, is set at $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to examine the current options among Conventional, FHA, and USDA rates. This tool assists in assessing necessary income, credit qualifications, reserves, and documentation to meet qualification requirements. Our sophisticated mortgage calculator showcases Conventional, USDA, FHA, and VA loans side-by-side, aiding in the determination of the most suitable program in IL for your specific financial needs.

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Loan limits and downpayment requirements for 2025 in Wonder-Lake, McHenry county, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $303,600 0%
FHA $420,680 3.5%

The outlined figures are applicable for the zip codes of: 60097, 60050

Options for Conventional and FHA loans in Wonder-Lake, IL

The primary aim of Lendersa® is to facilitate the acquisition of the most competitive Conventional, USDA, or FHA loans efficiently and without hassle. Begin with one of our three pathways designed to connect you with matching lenders and loan programs.

Lendersa USDA loan requests and matchmaking results


  • DH Leffridge & Company
  • 600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
  • Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Cal State L.A. Federal Credit Union
  • 2445 Mariondale Ave, Los Angeles, CA, 90032
  • Our main office rests centrally located in the community where we not only serve the university, but also important affiliates like Grifols, Goodwill, and municipal employees. For convenience, we have an office on campus to serve the growing student population. While we grow as a credit union, our mission has always been to provide economic growth
  • Glendale Area Schools Credit Union
  • 1800 Broadview Drive, Glendale, CA, 91208
  • Two Glendale Unified Schools District teachers started Glendale Area Schools Credit Union in 1937. Since then, we continue to support the needs of our local schools and to our local community. We support our school relationships in many ways to ensure the financial needs of School Employees, PTA, Students
  • Great American Financial Services
  • 3200 La Crescenta Avenue, Suite #202, Glendale, CA, 91208
  • Great American Financial was founded in 1991 and has since been an industry leader in real estate mortgage financing. The team or family as we like to call ourselves has over 125 years combined lending experience. This expertise matched with our extensive lending relationships gives our clients the highest probability for a successful funding.
  • V.I.P. Trust Deed Company
  • 3221 N. Verdugo Road, Glendale, CA, 91208
  • The V.I.P. group of companies maintains a level of excellence unsurpassed in our industry. In this industry, reputation is everything and our name is synonymous with quality, experience and integrity. Fortunately, we started our operations in a fairly small geographic community (Glendale, Burbank, La Crescenta, La Canada, Sunland, Tujunga) and
  • OMC Mortgage Inc.
  • 7659 Garden Grove Boulevard, Garden Grove, CA, 92841
  • OMC Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs as possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dang Mortgage Team, Inc
  • 12881 Knott Street, Suite 206, Garden Grove, CA, 92841
  • Dang Mortgage Team, Inc Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout California and Texas low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle
  • Statewide Mortgage Services
  • 12881 Knott St, Suite 107, California, CA, 92841
  • We are a California Based Mortgage Broker that rate shops for you. We find you the best deal and product and we have a transparent mortgage process. We take pride in our work and Value every borrower - our goal is to create life long relationships. Our mission is to serve our customers with honesty, integrity and competence.