FHA VS Conventional loan programs in St.-Charles, Kane County, Illinois

As of 2025, the Conventional loan limit in the city of St.-Charles, within Kane county, IL, is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Discover the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans, helping you choose the program in IL best suited to your specific financial situation.

Compare loan offers from a network of 100 lenders

Loan Limits and Downpayment Requirements in St.-Charles, Kane County, IL for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $303,600 0%
FHA $420,680 3.5%

The above comparison table applies to the zip codes: 60175, 60174

Explore Conventional and FHA Loan Options in St.-Charles, IL

At Lendersa®, we aim to secure the best Conventional, USDA, or FHA loans for you quickly and without hassle. Select one of three starting paths to connect with lenders and discover loan programs that fit your needs.

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  • Mountain West Bank
  • 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
  • Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
  • All American Liberty Mortgage Inc
  • 315 East Indiana Avenue, Coeur D Alene, ID, 83814
  • Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
  • YES MORTGAGE
  • 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
  • YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Lake City Mortgage
  • 1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
  • At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.
  • Lake City Servicing
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Lake City Servicing understands the importance of having a servicing company you can count on to maintain your loan accounts. Whether you are a Hard Money Lender, a Lender with a small portfolio of loans, a seller that has a seller carry-back note, or a manager of a mortgage loan pool, our goal is to provide you with thorough.
  • SunWest Credit Union
  • 650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338
  • Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
  • Elite Mortgage Group
  • 17580 W Lavender Ln, Goodyear, AZ, 85338
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Covenant Reverse Mortgage, LLC
  • 15420 Frost Rd., Caldwell, ID, 83607
  • Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.
  • Lewis Clark Credit Union
  • 604 Bryden Avenue, Lewiston, ID, 83501
  • Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future. Unlike banks, credit unions are not in business to make a profit.
  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
  • LATAH CREDIT UNION
  • 912 South Washington Street, Moscow, ID, 83843
  • Latah Credit Union provides competitive financial services to all who live, work, volunteer, worship, do business in, or go to school in Latah, Benewah, Kootenai, Boundary, Bonner, Shoshone, Nez Perce and Lewis Counties and to students enrolled in a unified program of study at the University of Idaho.
  • Moapa Valley Mortgage
  • 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
  • We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.