FHA VS Conventional loan in Woodstock, McHenry County, Illinois

In the year 2025, the conventional loan limit in Woodstock, found within McHenry county, IL, is set at $726,200. Meanwhile, the FHA loan limit for a single-family house is $472,030.

With the Lendersa® Conventional loan calculator, you can easily compare the best rates for Conventional, FHA, and USDA loans today. Find out what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side so you can choose the best program for your financial needs in IL.

Browse loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in Woodstock, McHenry county, IL

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is applicable to these zip codes: 60098

Explore Conventional and FHA Loan Options in Woodstock, IL

Lendersa® is committed to helping you quickly secure the best possible Conventional, USDA, or FHA loan with ease. Choose from one of the three approaches to connect with lenders and programs that meet your needs.

Lendersa's matching results for USDA loan requests


  • Pivotal Capital Group
  • 111 Corporate Drive, #270, Ladera Ranch, CA, 92694
  • "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California. We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
  • Premier Lending Group
  • 1740 W Katella Ave, Suite C, Orange, CA, 92867
  • Premier Lending Group has a successful 20 year proven track record of closing Conventional and Government Loans, with a specialty in Reverse Mortgage Loan origination. Our top priority is providing unparalleled Customer Service and Satisfaction to our clients. We take pride in always being available to clients, and place the customers’ needs first.
  • Pegasus Financial
  • 950 E Katella Ave, Suite 3, Orange, CA, 92867
  • Pegasus Financial has arranged thousands of loans all over California and the Nation. We have a large variety of lending products and the expertise to help you select the right loan for you. Whether you have great credit, or have had problems in the past, we can help you where others can't.
  • Sun Mortgage
  • 1403 North Batavia Street, Suite 202, Orange, CA, 92867
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Certified Capital Home Loans, Inc.
  • 2906 E Lake Hill Dr, Orange, CA, 92867
  • Certified Capital Home Loans exists to accomplish your mortgage goals, & we have the history, knowledge, lending partnerships & customer focus to make those goals a reality. Home Purchases are completed on time & with complete transparency of the process, & we are strategically partnered to provide loans that often don't require a down payment.
  • NeighborWorks Orange County
  • 128 E. Katella Ave, Suite 200, Orange, CA, 92867
  • NeighborWorks Orange County is a California 501(c)(3) non-profit organization that exists to serve the Orange County community, where the high cost of living presents significant challenges for low-to-moderate income families and individuals. Our mission is to strengthen communities and enhance the quality of life for working families by expanding.
  • Rose Financial
  • 2811 East Katella Avenue, Suite 100, Orange, CA, 92867
  • "Rose Financial Family-owned and operated over five decades, Rose Financial is a bonafide lender/creditor with in-house decision making and underwriting. The company makes and services residential and commercial real estate loans for a broad range of consumers in California. Located in the City of Orange, Rose Financial began in 1948"
  • Platinum Financial Services
  • 1224 East Katella Avenue, Suite 207, Orange, CA, 92867
  • Platinum Financial Services is a California based Corporation established September 20, 2002. We are located in the Orange California and we're licensed by the Department of Real Estate. Platinum Financial Services is primarily a Mortgage Lender; but we also have a Real Estate Division and Escrow Division, to help with all your needs.
  • Brentwood Pacific Financial
  • 1421 North Wanda Road, Suite 120, Orange, CA, 92867
  • "We invest our time focusing on your financing priorities, explaining your options and delivering the world class experience you expect and deserve. In return, we need you help. Our goal is to earn your trust, respect and heartfelt referrals to your friends, relatives, coworkers & neighbors. Our vision is to build strong, lifelong relationships."