FHA VS Conventional loan in Yorkville, Kendall County, Illinois

As of 2026, the conventional lending cap in Yorkville, located in Kendall County, IL, is set at $726,200, compared to the FHA limit of $472,030 for single-family residences.

Utilize the Lendersa® Conventional loan calculator to assess today's top Conventional, FHA, and USDA rates, and to determine necessary qualifications in terms of income, credit, reserves, and required documents. Our sophisticated mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the most suitable program for your financial needs in IL.

Compare loan propositions from a selection of 100 lenders

Loan limits and down payment information for 2026 in Yorkville, Kendall, IL

Loan Category Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart applies to the following zip codes: 60560

Available Conventional and FHA loan opportunities in Yorkville, IL

The mission of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan quickly and efficiently. Choose among three entry points that will align you with relevant lenders and financing options.

USDA loan request and matches by Lendersa


Yorkville Lenders

  • Earthmover Credit Union
  • 2195 Baseline Road, Oswego, IL, 60543
  • Lends in Illinois
  • Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.

  • Direct Mortgage Investors, Inc.
  • 5533 west 109th Street, Lawn, IL, 60543
  • Lends in Illinois
  • Direct Mortgage Investors, Inc has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and seamless.

  • Smart Mortgage Center - Patty Harrison
  • 16151 S Lincoln Highway, Plainfield, IL, 60586
  • Lends in Illinois
  • Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate

  • Abri Credit Union
  • 1350 Renwick Rd, Romeoville, IL, 60544
  • Lends in Illinois
  • Abri Credit Union is a community based financial institution headquartered in Romeoville, IL. There are community branches located in Frankfort, Joliet, Lockport, Plainfield, and Woodridge. There are also branches with limited access located at Argonne National Laboratory, Fermi National Laboratory, and the Joliet Township High Schools.

  • RDS Mortgage Corporation
  • 14722 South Naperville Road, Unit 104, Plainfield, IL, 60544
  • Lends in Illinois
  • RDS Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Capital Financial Group
  • 2471 W. Sullivan Road, Aurora, IL, 60506
  • Lends in Illinois
  • Our mission is to deliver excellent service and provide you with an extraordinary experience. At Capital Financial Group, a Division of First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995.

  • First Secure Community Bank
  • 670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554
  • Lends in Illinois
  • At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.

  • Fox Valley Credit Union
  • 575 North Broadway, Aurora, IL, 60505
  • Lends in Illinois
  • Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe.

    FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.

  • The Hill Mortgage Company
  • 75 Executive Drive, Suite 117, Aurora, IL, 60504
  • Lends in Illinois
  • The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.