FHA VS Conventional loan programs in 2026 for Charlestown, Clark County, Indiana

For 2026 in Charlestown, located in Clark county, IN, the conventional loan limit is $726,200, while the FHA limit is $472,030 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the selection of the most appropriate program for your financial situation in IN.

Explore loan offers from a variety of 100 lenders

2026 Loan Limits and Downpayment Requirements in Charlestown, Clark County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 47111

Available Conventional and FHA Loan Options in Charlestown, IN

Lendersa® aims to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose from three starting points to connect with suitable lenders and loan arrangements.

Lendersa's USDA loan requests and results


Charlestown Lenders

  • New Washington State Bank
  • 402 E Main Street, New Washington, IN, 47162
  • Lends in Indiana
  • New Washington State Bank opened on Main Street in New Washington, Indiana. The bank was founded by a group of ten prominent business leaders and farmers who felt New Washington and the surrounding farming communities would be better served with a bank of their own. From our humble beginning in 1908.

  • Smith Broady & Associates
  • 1114 E. 10th Street, Jeffersonville, IN, 47130
  • Lends in Indiana
  • Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.

  • Mortgage Tree Lending
  • 470 N Indiana Avenue, Sellersburg, IN, 47172
  • Lends in Indiana
  • Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.

  • Strategic Mortgage, LLC
  • 1327 Broadway St, Henryville, IN, 47126
  • Lends in Indiana
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.