FHA VS Conventional loan in Ellettsville, Monroe County, Indiana

Within 2025, the conventional loan limit in Ellettsville, part of Monroe county, IN, is $726,200. On the other hand, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to scrutinize current rates for Conventional, FHA, and USDA loans. Assess key aspects such as income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side to guide you in choosing the optimal program in IN tailored to your unique financial situation.

Review loan offers from 100 diverse lenders

Details of 2025 Loan Limits and Downpayment Requirements in Ellettsville, Monroe County, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 47429, 47404

Options for Conventional and FHA Loans in Ellettsville, IN

Lendersa® aims to swiftly connect you with the best available Conventional, USDA, or FHA loans. Opt for one of the three starting points that align you with matching lenders and appropriate loan programs.

Lendersa's results for USDA loan request and matching


  • North American Banking Company
  • 2230 Albert Street, Roseville, MN, 55113
  • We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.
  • SPIRE Credit Union
  • 2025 Larpenteur Avenue W, Falcon Heights, MN, 55113
  • We have 21 branch locations in Minnesota. Through our network of branches, ATMs, and innovative products and services, we can assist you with all of your financial needs. Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.
  • Northstar Bank
  • 1820 Lexington Ave N, Saint Paul, MN, 55113
  • North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live
  • Progressive Lending Solutions Inc
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
  • First Equity Mortgage
  • 1935 County Road B2 West, Suite 265, Roseville, MN, 55113
  • First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
  • M&M MORTGAGE, LLC
  • 1700 West Highway 36, Roseville, MN, 55113
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Progressive Lending Solutions, Inc.
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.