FHA VS Conventional loan programs in Bloomington, Monroe County, Indiana
For 2025, the Conventional loan ceiling in Bloomington, within Monroe county, IN, is set at $726,200. At the same time, the FHA limit for a single-family residence is $472,030.
The Lendersa® Conventional loan calculator helps compare current top rates across Conventional, FHA, and USDA options, determining income, credit, reserves, and required documents to qualify. This advanced mortgage calculator enables side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA to decide the ideal program in IN for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Bloomington, Monroe, IN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 47406, 47408, 47401, 47403, 47404, 47405, 47407
Conventional and FHA Loan Options in Bloomington, IN
Lendersa® is committed to swiftly providing the best Conventional, USDA, or FHA loans without hassle. Choose from three starting points leading to matching lenders and loan programs.
8763 Union Centre Boulevard, West Chester, OH, 45069
Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
8859 Brookside Ave, Suite 202, West Chester, OH, 45069
As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236
Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
1081 North University Boulevard, Suite C, Middletown, OH, 45042
ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
