FHA VS Conventional loan in Bloomington, Monroe County, Indiana
For 2025, the Conventional loan ceiling in Bloomington, within Monroe county, IN, is set at $726,200. At the same time, the FHA limit for a single-family residence is $472,030.
The Lendersa® Conventional loan calculator helps compare current top rates across Conventional, FHA, and USDA options, determining income, credit, reserves, and required documents to qualify. This advanced mortgage calculator enables side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA to decide the ideal program in IN for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Bloomington, Monroe, IN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 47406, 47408, 47401, 47403, 47404, 47405, 47407
Conventional and FHA Loan Options in Bloomington, IN
Lendersa® is committed to swiftly providing the best Conventional, USDA, or FHA loans without hassle. Choose from three starting points leading to matching lenders and loan programs.
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Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.
1600 Airport Freeway, Suite 200, Bedford, TX, 76022
Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.
We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how committed we are to making sure you select the right loan option for your specific situation.