FHA VS Conventional loan programs in Martinsville, Morgan County, Indiana

In 2026, the conventional loan limit in Martinsville, within Morgan county, IN, amounts to $726,200, while the FHA cap is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to contrast today's best rates among Conventional, FHA, and USDA loans. Determine necessary income, credit score, reserves, and required documentation for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial situation in IN.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Martinsville, Morgan County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to zip codes: 46151

Options for Conventional and FHA Loans in Martinsville, IN

Lendersa® is dedicated to obtaining the ideal Conventional, USDA, or FHA loan for you quickly and with minimal stress. Choose one of these three initial steps to connect with matching lenders and loan programs.

Results from Lendersa USDA loan request and matching


Martinsville Lenders

  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Lends in Indiana
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.

  • Five Star Mortgage Solutions
  • 19 East Main Street, Mooresville, IN, 46158
  • Lends in Indiana
  • "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you.
    Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."

  • My Mortgage Quest Inc
  • 1719 Sycamore Drive, Plainfield, IN, 46168
  • Lends in Indiana
  • My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • Lends in Indiana
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • First National Bank
  • 302 S Main St, Cloverdale, IN, 46120
  • Lends in Indiana
  • First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years.
    As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking

  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • Lends in Indiana
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase
    Refinance
    Fixed & ARMs
    Conventional Loans
    FHA Loans
    VA Loans"

  • Mortgage and Title Solutions LLC
  • 2737 Stones Bay Drive, Greenwood, IN, 46143
  • Lends in Indiana
  • Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.

  • Nest Mortgage Group.
  • 200 Byrd Way, Suite 145, Greenwood, IN, 46143
  • Lends in Indiana
  • We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs