Explore the differences! FHA VS Conventional loan programs in Fishers, Hamilton County, Indiana

In 2025, the Conventional loan limit in Fishers, part of Hamilton county, IN, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the current best rates among Conventional, FHA, and USDA options, and evaluate the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator helps you view Conforming Conventional loans, USDA, FHA, and VA options side by side, making it easier to determine the best program in IN for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Fishers, Hamilton, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 46038, 46040, 46256, 46037

Explore Conventional and FHA Loan Options in Fishers, IN

Lendersa® aims to secure the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and match results


  • Class Act Federal Credit Union
  • 3620 Fern Valley Rd, Louisville, KY, 40219
  • Class Act Federal Credit Union was established by a small group of JCPS teachers in 1954 to serve the personal finance needs of JCPS teachers and other school employees. At that time, teachers had very limited access to loans or credit of any kind. The credit union filled this need and did so at very competitive rates.
  • Fieldstone Credit Union
  • 395 N Kinzie Avenue, Bradley, IL, 60915
  • Armour Kankakee Credit Union officially changes its name to Fieldstone Credit Union: Many paths. One destination. The new name reflects the “fields of stone” (175 acres of farmland) where Armour and Company built a $14 million plant in 1950. Those fields of stone laid the foundation for the credit union
  • Fisher National Bank
  • 102 E. Division, Fisher, IL, 61843
  • The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.
  • LIGHTHOUSE MORTGAGE LLC
  • 9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299
  • We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.
  • Robinson Mortgage Group LLC
  • 1500 Envoy Circle, Suite 1508, Louisville, KY, 40299
  • Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.
  • Park Community Credit Union
  • 2515 Blankenbaker Pkwy., Louisville, KY, 40299
  • Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).
  • Metro Mortgage Lending, Inc
  • 2305 Hurstbourne Village Dr, Suite 100, Louisville, KY, 40299
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Countryside Mortgage
  • 11420 Bluegrass Pkwy, Louisville, KY, 40299
  • Countryside Mortgage is locally owned and operated in Louisville, KY. I, David Zuhars, have over 21 years of personal lending experience. It was my vision in creating this company to separate ourselves from our competitors in pricing, knowledge and availability of products, and customer service. We believe we have the best pricing
  • First Community Bank and Trust
  • 1111 Dixie Highway, Beecher, IL, 60401
  • First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.
  • Midwest Family Federal Credit Union
  • 2832 Willowcreek Road, Portage, IN, 46368
  • Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale.