FHA VS Conventional loan programs in Fishers, Hamilton County, Indiana

In 2026, the Conventional loan limit in Fishers, part of Hamilton county, IN, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the current best rates among Conventional, FHA, and USDA options, and evaluate the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator helps you view Conforming Conventional loans, USDA, FHA, and VA options side by side, making it easier to determine the best program in IN for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Fishers, Hamilton, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 46038

Explore Conventional and FHA Loan Options in Fishers, IN

Lendersa® aims to secure the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

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Fishers Lenders

  • American Dream Mortgage LLC
  • 11478 Lantern Road, Suite A, Fishers, IN, 46038
  • Lends in Indiana
  • Dana T. Greenwood As a licensed mortgage loan originator, I support my clients from pre-approval all the way through closing. Whether you are a first time home buyer or a seasoned home owner, you can trust me with all of your home financing needs! American Dream Mortgage Llc covered your mortgage process.

  • Diamond Mortgage LLC
  • 14074 Trade Center Drive, Suite 255, Fishers, IN, 46038
  • Lends in Indiana
  • We approach each challenge and opportunity with a unique level of commitment and consideration for our clients long-term benefit. Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. Diamond Mortgage, you will have the financial tools, experience, & technology to reach your goals.

  • Capital Mortgage Solutions
  • 14074 Trade Center Drive, Suite 241, Fishers, IN, 46038
  • Lends in Indiana
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CrownMark Mortgage
  • 8980 Technology Dr., Fishers, IN, 46038
  • Lends in Indiana
  • When you're applying for mortgages in Fishers, IN, trust your personal information and financial details to the team members at CrownMark Mortgage. With more than 20 years of experience assisting our customers' needs for mortgages, we're dedicated to providing client satisfaction.

  • FORUM Credit Union
  • 11313 USA Parkway, Fishers, IN, 46037
  • Lends in Indiana
  • FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.

  • Integrity Mortgage Group
  • 12242 E. 116th Street, Suite 200, Fishers, IN, 46037
  • Lends in Indiana
  • Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.

  • Bottom Line Mortgage
  • 10185 Red Tail Drive, Fishers, IN, 46037
  • Lends in Indiana
  • Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.

  • Castle Mortgage Corp.
  • 11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
  • Lends in Indiana
  • At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community

  • Heartland Mortgage Group
  • 11887 Tarrynot Ln, Carmel, IN, 46033
  • Lends in Indiana
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.