Explore the differences! FHA VS Conventional loan programs in New-Haven, Allen County, Indiana

For the year 2026, the conventional loan cap in New-Haven, within the county of Allen, IN is set at $647,200. In contrast, the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate current Conventional, FHA, and USDA rates. Discover the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA offerings, helping you choose the best option in IN for your financial scenario.

Explore diverse loan proposals from 100 different lenders

Loan limitations and down payment obligations in New-Haven, Allen, IN for 2026

Type of Loan Maximum Loan Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparative table is relevant for zip codes: 46774

Conventional and FHA loan possibilities in New-Haven, IN

Lendersa® strives to secure the top-tier Conventional, USDA, or FHA loan for you efficiently and simply. Choose from three starting points to find suitable lenders and loan options.

Lendersa USDA loan matching results


New-Haven Lenders

  • Financial Partners Federal Credit Union
  • 22440 Main Street, Woodburn, IN, 46797
  • Lends in Indiana
  • Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.

  • Fire Police City County Federal Credit Union
  • 3306 North Clinton Street, Fort Wayne, IN, 46805
  • Lends in Indiana
  • Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.

  • Aspen Mortgage
  • 2420 N Coliseum Blvd, Fort Wayne, IN, 46805
  • Lends in Indiana
  • At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.

  • 3Rivers Federal Credit Union
  • 1615 Northland Blvd, Fort Wayne, IN, 46825
  • Lends in Indiana
  • On February 14, 1935, the International Harvester Company Fort Wayne Works Employees Federal Credit Union was organized. With assets of $250, we employed three individuals and were housed in the International Harvester Company office on Pontiac Street and Bueter Road. In 1947, the credit union reached $1 million in assets and continued to grow.

  • MidWest America Federal Credit Union
  • 1104 Medical Park Drive, Fort Wayne, IN, 46825
  • Lends in Indiana
  • MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois

  • Hallmark Home Mortgage
  • 7421 Coldwater Road, Fort Wayne, IN, 46825
  • Lends in Indiana
  • Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.

  • Partners 1st Credit Union
  • 1330 Directors Row, Fort Wayne, IN, 46808
  • Lends in Indiana
  • Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,

  • Fort Financial Credit Union
  • 3102 Spring St., Fort Wayne, IN, 46808
  • Lends in Indiana
  • Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.

  • Community Mortgage Lending Corporation
  • 5743 Wilkie Drive, Suite 3, Fort Wayne, IN, 46804
  • Lends in Indiana
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!