FHA VS Conventional loan programs in Nappanee, Elkhart County, Indiana

In 2025, if you're residing in Nappanee, within Elkhart county, IN, note that the conventional loan cap is set at $726,200. For a single-family home under the FHA scheme, the limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to juxtapose today's Conventional, FHA, and USDA rates. Determine necessary qualifications, including income, credit score, reserves, and paperwork. Our sophisticated mortgage tool allows you to review Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in finding the best program in IN that aligns with your financial scenario.

Explore offers from a choice of 100 lenders

2025 loan limits and downpayment specifications in Nappanee, within the Elkhart county, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of comparisons is relevant for the following zip codes: 46550

Options for Conventional and FHA Loans in Nappanee, IN

Lendersa® strives to secure the top Conventional, USDA, or FHA loans for you swiftly and without complications. Choose from one of three initial paths to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Amerisell, Inc.
  • 39 Franciscan Pl, Pomona, CA, 91766
  • AmeriSell, Inc. provides Real Estate, Loan and Credit Consulting services. We also have a notary public on staff. Over 25 years of experience and excellent service. AmeriSell Mortgage provides the right type of financing for all borrowers. Our goal is to provide you the best possible rates and terms for your needs.
  • Believe in Dreams Realty
  • 31 Canyon Rim Rd, Pomona, CA, 91766
  • Whether it's your first home, condominium, townhouse, investment property or a four-plex house - the "PRIDE" of ownership is second to none. We have all dreamt about on day owning our own home; Here at Believe in Dreams Realty our team will make your real estate dream come to life.
  • MortgageTree Lending
  • 402 W. Arrow Hwy, Suite 1, San Dimas, CA, 91773
  • The MortgageTree Lending Team, a division of American Pacific Mortgage is your premiere mortgage banker located in San Dimas, California. We pride ourselves on walking our clients through every step of the transaction and beyond. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
  • Lori Printy - GEM Mortgage
  • 540 East Foothill Blvd, Suite 100F, San Dimas, CA, 91773
  • Lori Printy began her career with GEM Mortgage in 1998 at a young age of 23. She started working with a Top Producing Loan Officer as an assistant then moved on to wear many hats one of being a Sr. Loan Processor. Lori Printy’s passion of working with a team and learning all aspects of the loan business soon became a Mortgage Advisor
  • The Vallejo Team
  • 363 S San Dimas Ave, San Dimas, CA, 91773
  • The The Vallejo Team Team is your premier mortgage team located in San Dimas, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Helping families achieve the dream of home ownership for over 15 years.
  • Redx Lending
  • 100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
  • redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor
  • Cactus Lending Inc.
  • 981 W Arrow Hwy, Suite 187, San Dimas, CA, 91773
  • Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Better Home Financial, Inc.
  • 151 West Bonita Avenue, San Dimas, CA, 91773
  • Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
  • Mission Federal Credit Union
  • 10325 Meanley Drive, San Diego, CA, 92131
  • There’s so much to know about Mission Fed Credit Union in San Diego! We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs. You can think of us as your one-stop financial services provider, offering you all kinds of Savings Accounts, Loans, eServices
  • San Diego Homes & Loans
  • 11121 Caminito Arcada, San Diego, CA, 92131
  • San Diego Homes & Loans helping families achieve their Real Estate goals. With 15+ years of Mortgage and Real Estate experience, I enjoy guiding my clients through the process of buying, selling, or refinancing. I work hard to understand every borrower's wants, needs, and financial goals
  • 1st American Mortgage Lenders Inc.
  • 10620 Treena St, Suite 230, San Diego, CA, 92131
  • 1st American Mortgage Lenders is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • MAR Financial Inc.
  • 10620 Treena Street, Suite 230, San Diego, CA, 92131
  • We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.