Explore the differences! FHA VS Conventional loan programs in Warsaw, Kosciusko County, Indiana

During 2025, the conventional loan limit in Warsaw, situated in the county of Kosciusko, IN, is $726,200. At the same time, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the prevailing rates for Conventional loans against FHA and USDA options. This helps establish the income, credit standing, reserves, and necessary documents required for qualification. By presenting Conforming Conventional, USDA, FHA, and VA loans side-by-side, our sophisticated mortgage calculator facilitates choosing the best-suited program in IN that aligns with your financial needs.

View and compare offers from a wide variety of 100 lenders

2025 loan limits and down payment requirements in Warsaw, county of Kosciusko, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this comparison table is applicable to zip codes: 46582, 46580, 46581

Exploring Conventional and FHA loan options in Warsaw, IN

At Lendersa®, our aim is to swiftly and effortlessly secure the ideal Conventional, USDA, or FHA loan for you. Choose from one of three initial paths to find matching lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • University Bank
  • 2015 Washtenaw Avenue, Ann Arbor, MI, 48104
  • University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
  • Great Lakes Credit Union
  • 3290 N. Lewis Ave, Waukegan, IL, 60087
  • Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates. At the time, no financial institution existed in the area, leaving local workers without an option to safely.
  • First National Bank
  • 302 S Main St, Cloverdale, IN, 46120
  • First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years. As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
  • Long Grove Mortgage Bancorp
  • 4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
  • Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
  • RESONATE MORTGAGE INC
  • 140 N Barrington Rd, Suite 5, Streamwood, IL, 60107
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • DayMet Credit Union
  • 4988 Wagner Ford Road, Dayton, OH, 45414
  • DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
  • Day Air Credit Union
  • 3434 York Commons Blvd, Dayton, OH, 45414
  • Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.
  • C & G Mortgage
  • 4165 Little York Rd., Dayton, OH, 45414
  • At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle
  • Fox Valley Credit Union
  • 575 North Broadway, Aurora, IL, 60505
  • Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe. FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.