FHA VS Conventional loan in Portland, Jay County, Indiana
In 2025, the conventional loan limit for Portland, within Jay County, IN, is $726,200, whereas for a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and necessary documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help you decide which program in IN best aligns with your financial requirements.
2025 Loan Limits and Down Payment Requirements in Portland, Jay County, IN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for the zip codes: 47371
Exploring Conventional and FHA Loan Options in Portland, IN
The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Begin with one of the three suggested paths to find matching lenders and programs.
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