FHA VS Conventional loan programs in Berne, Adams County, Indiana

In 2025, the conventional loan limit for Berne, located in Adams County, IN, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tool allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program in IN for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Berne, Adams County, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 46711

Discovering Conventional and FHA Loan Options in Berne, IN

The goal of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans without hassle. Begin with one of these three starting points to find and match suitable lenders and loan programs.

USDA loan request and matching outcomes with Lendersa


  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.
  • United Bank of Iowa
  • 501 2nd St, Ida Grove, IA, 51445
  • United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages. United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
  • Raritan Bay Federal Credit Union
  • 491 Raritan Street, Sayreville, NJ, 08872
  • Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
  • The Union State Bank of Everest
  • 545 Main Street, Everest, KS, 66424
  • Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.
  • Weyco Community Credit Union
  • 316 NC Highway 149 N, Plymouth, NC, 27962
  • At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.
  • INSPIRED HOLDINGS LLC
  • 277 FAIRFIELD RD SUITE 310, FAIRFIELD, NJ, 07004
  • YOUR GO TO FUNDING COMPANY FOR FIX AND FLIPS, CASH OUT AND RENTAL LOANS. \ INSPIRED SPECIALIZES IN ALL TYPES OF COMMECIAL FINANCING FOR REAL ESTATE INVESTORS, WHOLESALERS, AND BUYERS. WE OFFER PROGRAMS THAT GIVE INVESTORS A LEG UP IN THE HOME BUYING PROCESS. GET PREQUALIFY TODAY WITH NO HASSLE.
  • Kearny Bank
  • 120 Passaic Ave, Fairfield, NJ, 07004
  • Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion. Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.