FHA VS Conventional loan programs in South-Haven, Porter County, Indiana

In 2025, the Conventional loan limit for a single-family home in South-Haven, located in Porter county, IN, is set at $647,200. Comparatively, the FHA limit for a similar home is $420,680.

Employ the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans. It helps illustrate the income, credit, reserves, and documentation necessary for qualification. Our enhanced mortgage calculator allows a side-by-side look at Conforming Conventional loans alongside USDA, FHA, and VA to assist in choosing the best option in IN for your unique financial needs.

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Loan limits and down payment requirements in South-Haven, Porter county, IN for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $303,600 0%
FHA $420,680 3.5%

These details apply to the following zip codes: 46385

Explore Conventional and FHA loan options in South-Haven, IN

The aim of Lendersa® is to provide you with top-tier Conventional, USDA, or FHA loan opportunities quickly and with minimal difficulty. You can choose from three initiating pathways that connect you with matching lenders and suitable loan programs.

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  • Franklin Mortgage Company, L.L.C.
  • 1381 High Street, Suite 107, Washington, MO, 63090
  • Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
  • Concorde Mortgage
  • 536 Main Street, Zanesville, OH, 43701
  • Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
  • Peoples Exchange Bank
  • 101 North Main Street, Winchester, KY, 40391
  • Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.
  • Traditional Bank
  • 49 West Main Street, Mount Sterling, KY, 40353
  • Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
  • Eaton Family Credit Union
  • 333 Babbitt Road, Suite 100, Euclid, OH, 44123
  • We provide members lower fees, higher interest earned on deposits and lower rates on loans. Our members live, work, worship or go to school in Cuyahoga or Lake county, Ohio. Some members don't meet this requirement, but because they are related to a member or work for select companies such as Eaton Corporation, PCC Airfoils and others.
  • First Southeast Bank
  • 3 Main Ave N, Harmony, MN, 55939
  • Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.
  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.
  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
  • Arcadia Credit Union
  • 535 South Dettloff Drive, Arcadia, WI, 54612
  • Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.