FHA VS Conventional loan programs in 2025 for Valparaiso, Porter County, Indiana

For 2025, in Valparaiso, county of Porter in IN, the conventional loan limit is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. The calculator visually compares Conforming Conventional, USDA, FHA, and VA loans, making it easier to select the best program in IN tailored to your financial circumstances.

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2025 loan limits and down payment requirements in Valparaiso, county of Porter, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 46385, 46383, 46384

Exploring Conventional and FHA loan choices in Valparaiso, IN

Lendersa® is dedicated to securing the most suitable Conventional, USDA, or FHA loans swiftly and with minimal hassle. Begin with one of the three starting strategies that align you with lenders and loan programs.

Lendersa USDA loan request and matching results


  • LoanPro Mortgage Solutions, LLC
  • 3840 Windermere Parkway, Suite404, Cumming, GA, 30041
  • We are an innovative mortgage company that represents a wide variety of highly rated lending institutions, which provide our borrowers with outstanding service and consistently low rates. At LoanPro Mortgage Solutions we individually approach each client and use common sense to provide our borrowers with the best possible loans.
  • PURE LENDING
  • 2150 Manor View, Cumming, GA, 30041
  • Pure Lending specialize in residential mortgages. At Pure Lending, we will find a suitable loan for each borrower. Unlike the big banks that have "order takers" that help you with your loan, we have skilled loan specialists We know what it takes to get through underwriting quickly. Furthermore
  • Atlanta Private Lending
  • 410 Peachtree PKWY Building 400 Suite 4245, Cumming, GA, 30041
  • Atlanta Private Lending specializes in providing funding to real estate investors to purchase, refinance, rehab or pull cash out of their investment or commercial properties. Unlike banks, we use a common sense underwriting system that allows much more flexibility and ease in your loan process.
  • Hard Money USA
  • 410 Peachtree Parkway Building 400, Suite 4245, Cumming, GA, 30041
  • Hard Money USA is a direct hard money lender. We lend to real estate investors who need funding fast. It’s hard to know who to trust when looking for a hard money or private money lender. Hard Money USA is your trusted resource for private money loans nationwide. Based in Atlanta, GA, Hard Money USA has been providing private money and hard mon
  • Hard Money USA
  • 410 Peachtree PKWY Building 400 Suite 4245, Cumming, GA, 30041
  • Atlanta Private Lending offers financing programs that help residential and commercial real estate investors like you secure opportunities and grow wealth. We are dedicated to providing straight talk and informed answers to mortgage brokers, commercial and residential real estate investors, Realtors and businesses.
  • LKN Capital Mortgage Inc
  • 105 Landings Drive, Suite 205, Mooresville, NC, 28117
  • We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
  • Edgewater Residential Capital Inc
  • 344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
  • Metrolina Capital
  • 108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
  • Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.