Explore the differences! FHA VS Conventional loan programs in Atchison, Atchison County, Kansas

In 2026, the maximum loan amount for a Conventional loan in Atchison, located in Atchison county, KS, is $726,200. Meanwhile, the FHA loan limit is set at $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in KS suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Atchison, Atchison County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table applies to these zip codes: 66002

Available Options for Conventional and FHA Loans in Atchison, KS

At Lendersa®, securing the best Conventional, USDA, or FHA loan efficiently and without hassle is our primary goal. Start your journey with one of our three pathways, leading to matching lenders and their respective loan programs.

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Atchison Lenders

  • The Bendena State Bank
  • 933 Friendship Road, Bendena, KS, 66008
  • Lends in Kansas
  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.

  • USPLK Employees Federal Credit Union
  • 16055 Santa Fe Trail, Leavenworth, KS, 66048
  • Lends in Kansas
  • USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.

  • Citizens Federal Savings Bank
  • 5151 S. 4th Street, Leavenworth, KS, 66048
  • Lends in Kansas
  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.

  • The Union State Bank of Everest
  • 545 Main Street, Everest, KS, 66424
  • Lends in Kansas
  • Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.