Explore the differences! FHA VS Conventional loan programs in Hiawatha, Brown County, Kansas

In the year 2026, the limit for conventional loans in Hiawatha, which lies in the county of Brown, KS, is $726,200. At the same time, the FHA limit for a single-family home is set at $472,030.

Make use of the Lendersa® Conventional loan calculator to compare the top current rates of Conventional, FHA, and USDA loans. Identify the income needed, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining which program in KS is most suitable for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2026 in Hiawatha, Brown, KS

Type of Loan Max Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 66434

Available Conventional and FHA Loan Options in Hiawatha, KS

At Lendersa®, our objective is to quickly and effortlessly secure the best available Conventional, USDA, or FHA loan for you. Start with one of three paths to find matching lenders and suitable loan programs.

Results for USDA loan requests at Lendersa


Hiawatha Lenders

  • The Union State Bank of Everest
  • 545 Main Street, Everest, KS, 66424
  • Lends in Kansas
  • Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.

  • The Bendena State Bank
  • 933 Friendship Road, Bendena, KS, 66008
  • Lends in Kansas
  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.

  • Community National Bank KS
  • 210 Main Street, Seneca, KS, 66538
  • Lends in Kansas
  • Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.

  • The Farmers State Bank
  • 209 Montana Avenue, Holton, KS, 66436
  • Lends in Kansas
  • The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank