FHA VS Conventional loan programs in Emporia, Lyon County, Kansas
For the year 2026, the Conventional loan limit in Emporia, within Lyon county, KS is $726,200. The FHA limit, for a single-family home, stands at $472,030.
The Lendersa® Conventional loan calculator helps you compare today's leading rates for Conventional, FHA, and USDA loans. It aids in determining income, credit, savings, and document requirements necessary for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on the ideal program in KS to suit your financial needs.
2026 Loan Limits and Down Payment Details in Emporia, Lyon County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable zip codes for this comparison table include: 66801
Discovering Conventional and FHA Loan Options in Emporia, KS
The objective at Lendersa® is to deliver the best available Conventional, USDA, or FHA loan swiftly and smoothly. Begin with one of three starter points, each guiding you to the right lenders and suitable loan programs.
Emporia State Federal Credit Union began as a small financial institution in July of 1937, serving a "field of membership" of employees of two Emporia cooperatives. Through the years, ESFCU has continued to grow and expand while still preserving it's roots in the Emporia community.
The Lyon County State Bank (LCSB) was chartered on June 27, 1913 and first opened for business at 508 Commercial Street, Emporia, Kansas, with Senator W. M. Price as President. The bank moved to 701 Commercial Street in 1956 and remained there until the current Main Bank facility was built in 1975 at 902 Merchant Street.
First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.
Our mission is to meet the needs of the market we serve by providing community leadership.
Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.
Our professional team makes the following promises to each member: We will honor the individual.
We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.
Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.
At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you
