which one is better? Conventional or FHA Ottawa, KS

For the year 2026, the Conventional loan limit in Ottawa, located in the county of Franklin, KS, reaches $726,200, whereas the FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. This tool helps you identify the necessary income, credit score, financial reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can juxtapose Conforming Conventional, USDA, FHA, and even VA loans to determine the ideal program in KS based on your unique financial circumstances.

Loan Opportunities: Conventional and FHA Options in Ottawa, KS

Lendersa® is committed to facilitating the swift and smooth acquisition of the best suited Conventional, USDA, or FHA loans. Begin by choosing one of our three pathways to connect with appropriate lenders and loan packages.

Explore USDA loan requests and matching results with Lendersa

Ottawa Lenders
(785) 594-2100 Lender's profile and map Mid America Bank 802 Ames St., Baldwin City, KS, 66006 Lends in Kansas Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.
(785) 448-3191 Lender's profile and map Patriots Bank 131 East 4th Ave., Garnett, KS, 66032 Lends in Kansas Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you
(785) 841-1988 Lender's profile and map The University National Bank 1400 Kasold Dr, Lawrence, KS, 66049 Lends in Kansas We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
(785) 856-5626 Lender's profile and map First Assured Mortgage 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049 Lends in Kansas We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
(913) 669-0700 Lender's profile and map HOME LOAN ARRANGERS 11850B S Homestead Ln, Olathe, KS, 66061 Lends in Kansas Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.
(785) 749-0400 Lender's profile and map First State Bank and Trust 609 Vermont Street, Lawrence, KS, 66044 Lends in Kansas First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.
(913) 557-0800 Lender's profile and map First Option Bank 502 Market Street, La Cygne, KS, 66040 Lends in Kansas In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.
(913) 905-7000 Lender's profile and map CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219 Lends in Kansas The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
(913) 981-1700 Lender's profile and map TRUHOME SOLUTIONS 9601 Legler Road, Lenexa, KS, 66219 Lends in Kansas "We’re TruHome. And we help credit unions bring their members home. Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages. While more than 1 in 3 Americans belong to a credit union,"