FHA VS Conventional loan in Ottawa, Franklin County, Kansas
For the year 2025, the Conventional loan limit in Ottawa, located in the county of Franklin, KS, reaches $726,200, whereas the FHA loan limit for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. This tool helps you identify the necessary income, credit score, financial reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can juxtapose Conforming Conventional, USDA, FHA, and even VA loans to determine the ideal program in KS based on your unique financial circumstances.
2025 Loan Limits and Downpayment Requirements in Ottawa, Franklin County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The comparison table applies to the following zip codes: 66067
Loan Opportunities: Conventional and FHA Options in Ottawa, KS
Lendersa® is committed to facilitating the swift and smooth acquisition of the best suited Conventional, USDA, or FHA loans. Begin by choosing one of our three pathways to connect with appropriate lenders and loan packages.
Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.
6801 W. 107th St, Suite 106, Overland Park, KS, 66212
Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do.
We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.
6801 W 107th St, Suite 106, Overland Park, KS, 66212
Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
12510 W 62nd Terrace, Suite 104, Shawnee, KS, 66216
KUMC Credit Union was established in 1954 and is chartered by the State of Kansas. Our Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit.
Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.
7007 College Blvd, Suite 600, Overland Park, KS, 66211
Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.
Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.
10977 Granada Lane, Suite 225, Overland Park, KS, 66211
First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
6900 College Blvd, Suite 740, Overland Park, KS, 66211
Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
