FHA VS Conventional loan programs in Hugoton, Stevens County, Kansas
In 2026, the Conventional loan limit in Hugoton, within Stevens county, KS, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
The Lendersa® Conventional loan calculator enables you to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the required income, credit score, reserves, and documents necessary for loan qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most appropriate program in KS for your financial needs.
Loan Limits and Downpayment Requirements in Hugoton, Stevens County, KS for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above table applies to zip codes: 67951
Options for Conventional and FHA Loans in Hugoton, KS
Lendersa® aims to connect you quickly with the best possible Conventional, USDA, or FHA loan, with minimal hassle. Choose from three approaches to find matching lenders and suitable loan programs.
The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area.
John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
