FHA VS Conventional loan in Ulysses, Grant County, Kansas
In 2026, the loan limit for a Conventional loan in Ulysses, within the county of Grant, KS, is $726,200. In contrast, the FHA limit for a single-family home is determined to be $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates available for Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documents required for qualification. Our cutting-edge mortgage calculator presents side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining which program in KS is most suitable for your specific financial situation.
Loan Limits and Downpayment Requirements in Ulysses, Grant County, KS for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 67880
Discover Conventional and FHA Loan Options in Ulysses, KS
The mission of Lendersa® is to connect you efficiently with the best available Conventional, USDA, or FHA loan options, avoiding unnecessary hassle. Start by selecting one of three strategic pathways that align you with the most compatible lenders and their corresponding loan programs.
The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area.
John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.
