FHA VS Conventional loan programs in Garden-City, Finney County, Kansas
In the year 2026, the maximum limit for a Conventional loan in Garden-City, within the county of Finney, KS is set at $647,200. Meanwhile, the FHA loan limit applicable to a single-family dwelling is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to analyze today's best rates among Conventional, FHA, and USDA loans. Assess the income levels, credit requirements, reserves, and documentation needed for qualification. This sophisticated mortgage tool gives you a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable loan program according to your financial needs in KS.
2022 Loan Limits and Downpayment Needs in Garden-City, the county of Finney, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is valid for these zip codes: 67846
Exploring Conventional and FHA Loan Options in Garden-City, KS
The mission of Lendersa® is to promptly secure the best Conventional, USDA, or FHA loans for you, without unnecessary hassle. You can initiate your search from one of three starting points, each connecting you with compatible lenders and loan programs.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.
Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area.
John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.
