FHA VS Conventional loan programs in Liberal, Seward County, Kansas
For 2026, the conventional loan limit in Liberal, located in the county of Seward, KS, is set at $726,200, whereas the FHA loan limit stands at $472,030 for a single-family residence.
Utilize Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. This tool can assist in determining the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans along with USDA, FHA, and VA options. This helps you identify the most suitable program in KS for your financial circumstances.
2026 Loan constraints and down payment requirements in Liberal, county of Seward, KS
Type of Loan
Maximum Loan Amount
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table relates to the zip codes: 67901
Exploring Conventional and FHA loan choices in Liberal, KS
Lendersa® works tirelessly to secure you the fastest and most convenient Conventional, USDA, or FHA loan. Choose from three effective starting points that match you with appropriate lenders and loan programs.
The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area.
John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
